Bank of Dudley
Dudley, GA
IDRSSD: 546535
Total Assets
$496.08M
Latest filing
Total Deposits
$448.53M
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Dudley
1448 2nd St
Dudley, GA 31022
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/1905FDIC Certificate 5804
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Dudley (Main) | 1448 2nd St | Dudley, GA |
| DUBLIN BRANCH | 200 W Jackson St | Dublin, GA |
| VETERANS BOULEVARD BRANCH | 1650 Veterans Blvd | Dublin, GA |
| SAVANNAH AVENUE BRANCH | 101 Savannah Ave | East Dublin, GA |
| JEFFERSONVILLE BRANCH | 207 Main St | Jeffersonville, GA |
| FORSYTH BRANCH | 63 West Adams Street | Forsyth, GA |
| PERRY BRANCH | 1214 Washington Street | Perry, GA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31022 |
| State and County Number | 13175 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dublin, GA |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofdudley.com |
| Data Updated | 11/14/2025 |
| CERT | 9068 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $496.08M |
| Total Deposits | $448.53M |
| Total Liabilities | $450.80M |
| Total Equity Capital | $45.29M |
| Net Income | $1.49M |
| Net Loans and Leases | $317.74M |
| Assets Per Employee ($Millions) | $5.84M |
| Bank Premises and Fixed Assets | $12.07M |
| Cash and Balances due from Depository Institutions | $119.06M |
| Deposits Held in Domestic Offices | $448.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 13.31% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 62.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.129% |
| Earning Assets to total Assets | 94.02% |
Income and Expense
| Total Interest Income | $6.78M |
| Total Noninterest Income | $588.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $3.40M |
| Net Interest Income | $4.89M |
| Pre-tax Net Operating Income | $1.93M |
| Provision for Credit Losses | $143.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.26M |
| Total Liabilities and Capital | $496.08M |
Securities
| Securities | $36.04M |
| Available-for-sale debt securities | $36.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Dudley?
$496.08M as of the latest filing.
How much are Bank of Dudley's total deposits?
$448.53M in total deposits.
Where is Bank of Dudley located?
Dudley, GA.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
7.
When was it established?
11/01/1905.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$317.74M (latest filing).
What is the total interest income (latest filing)?
$6.78M.