Community Bank of Pickens County

Jasper, GA
IDRSSD: 2943615
Total Assets
$613.06M
Latest filing
Total Deposits
$527.61M
Latest filing
Net Interest Margin
5.21%
Profitability

Locations

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Main Office
Community Bank of Pickens County
15 Sammy Mcghee Blvd
Jasper, GA 30143
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/02/2000FDIC Certificate 80598

Branches (1)

Page 1 of 1
NameAddressCity / State
Community Bank of Pickens County (Main)15 Sammy Mcghee BlvdJasper, GA
COVE ROAD LOCATION BRANCH65 Cove RdJasper, GA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/02/2000
Community BankYes
Ownership TypeNot Mutual
ZIP30143
State and County Number13227
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameAtlanta-Sandy Springs-Alpharetta, GA

Operational Info

Number of Employees64
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/02/2000
Primary Insurance AgencyDIF
Websitehttp://www.cbopc.com
Data Updated11/14/2025
CERT35513
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$613.06M
Total Deposits$527.61M
Total Liabilities$533.01M
Total Equity Capital$80.04M
Net Income$3.92M
Net Loans and Leases$448.58M
Assets Per Employee ($Millions)$9.43M
Bank Premises and Fixed Assets$4.09M
Cash and Balances due from Depository Institutions$89.29M
Deposits Held in Domestic Offices$527.61M

Key Performance Ratios

Return on Assets (ROA)2.59%
Return on Equity (ROE)19.4%
Net Interest Margin5.21%
Efficiency Ratio34.83%
Tier 1 Risk-Based Capital Ratio19.315%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.057%
Earning Assets to total Assets96.19%

Income and Expense

Total Interest Income$10.40M
Total Noninterest Income$705.00k
Total Interest Expense$2.85M
Total Noninterest Expense$2.88M
Net Interest Income$7.55M
Pre-tax Net Operating Income$5.13M
Provision for Credit Losses$250.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.50M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.40M
Total Liabilities and Capital$613.06M

Securities

Securities$54.79M
Available-for-sale debt securities$54.79M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank of Pickens County?
$613.06M as of the latest filing.
How much are Community Bank of Pickens County's total deposits?
$527.61M in total deposits.
Where is Community Bank of Pickens County located?
Jasper, GA.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
2.
When was it established?
10/02/2000.
What is the Return on Assets (ROA)?
2.59%.
How much are total loans and leases?
$448.58M (latest filing).
What is the total interest income (latest filing)?
$10.40M.