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Pineland Bank

Alma, GA
IDRSSD: 6039
Total Assets
$573.27M
Latest filing
Total Deposits
$513.20M
Latest filing
Net Interest Margin
5.33%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/01/1939
Community BankYes
Ownership TypeNot Mutual
ZIP31510
State and County Number13005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees104
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/16/1939
Primary Insurance AgencyDIF
Websitewww.pineland.bank
Data Updated11/14/2025
CERT15699
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$573.27M
Total Deposits$513.20M
Total Liabilities$518.49M
Total Equity Capital$54.78M
Net Income$2.43M
Net Loans and Leases$414.31M
Assets Per Employee ($Millions)$5.57M
Bank Premises and Fixed Assets$11.43M
Cash and Balances due from Depository Institutions$56.99M
Deposits Held in Domestic Offices$513.20M

Key Performance Ratios

Return on Assets (ROA)1.69%
Return on Equity (ROE)18.17%
Net Interest Margin5.33%
Efficiency Ratio54.77%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.556%
Earning Assets to total Assets95.46%

Income and Expense

Total Interest Income$9.34M
Total Noninterest Income$642.00k
Total Interest Expense$2.01M
Total Noninterest Expense$4.37M
Net Interest Income$7.33M
Pre-tax Net Operating Income$3.23M
Provision for Credit Losses$375.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$28.95M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.28M
Total Liabilities and Capital$573.27M

Securities

Securities$53.18M
Available-for-sale debt securities$49.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.60M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Pineland Bank?
$573.27M as of the latest filing.
How much are Pineland Bank's total deposits?
$513.20M in total deposits.
Where is Pineland Bank located?
Alma, GA.
What is the Net Interest Margin?
5.33%.
How many domestic offices does it operate?
9.
When was it established?
10/01/1939.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$414.31M (latest filing).
What is the total interest income (latest filing)?
$9.34M.