Southeastern Bank
Darien, GA
IDRSSD: 210238
Total Assets
$623.40M
Latest filing
Total Deposits
$545.46M
Latest filing
Net Interest Margin
4.88%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
061205844DARIEN, GA261271500VALDOSTA, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Southeastern Bank
1010 North Way
Darien, GA 31305
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1889FDIC Certificate 3870
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Southeastern Bank (Main) | 1010 North Way | Darien, GA |
| FOLKSTON BRANCH | 4233 2nd Street North | Folkston, GA |
| EULONIA BRANCH | 15039 U.S. Hwy 17 | Townsend, GA |
| NAHUNTA BRANCH | 105 Bacon St | Nahunta, GA |
| KINGSLAND BRANCH | 1501 Ga Highway 40 E | Kingsland, GA |
| HILLIARD BRANCH | 15885 County Road 108 | Hilliard, FL |
| CALLAHAN BRANCH | 542238 Us Highway 1 | Callahan, FL |
| RICHMOND HILL BRANCH | 2004 Us Highway 17 | Richmond Hill, GA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31305 |
| State and County Number | 13191 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Brunswick, GA |
Operational Info
| Number of Employees | 110 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.southeasternbank.com |
| Data Updated | 01/30/2026 |
| CERT | 5685 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $623.40M |
| Total Deposits | $545.46M |
| Total Liabilities | $548.90M |
| Total Equity Capital | $74.50M |
| Net Income | $2.28M |
| Net Loans and Leases | $406.47M |
| Assets Per Employee ($Millions) | $5.83M |
| Bank Premises and Fixed Assets | $12.95M |
| Cash and Balances due from Depository Institutions | $71.27M |
| Deposits Held in Domestic Offices | $545.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 12.42% |
| Net Interest Margin | 4.88% |
| Efficiency Ratio | 54.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.95% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $8.23M |
| Total Noninterest Income | $850.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $4.32M |
| Net Interest Income | $7.01M |
| Pre-tax Net Operating Income | $3.05M |
| Provision for Credit Losses | $486.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $40.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.44M |
| Total Liabilities and Capital | $623.40M |
Securities
| Securities | $109.47M |
| Available-for-sale debt securities | $69.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $40.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southeastern Bank?
$623.40M as of the latest filing.
How much are Southeastern Bank's total deposits?
$545.46M in total deposits.
Where is Southeastern Bank located?
Darien, GA.
What is the Net Interest Margin?
4.88%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$406.47M (latest filing).
What is the total interest income (latest filing)?
$8.23M.