First National Bank of Coffee County
Douglas, GA
IDRSSD: 1892154
Total Assets
$495.29M
Latest filing
Total Deposits
$442.42M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Coffee County
420 Madison Ave S
Douglas, GA 31533
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/23/1991FDIC Certificate 47254
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Coffee County (Main) | 420 Madison Ave S | Douglas, GA |
| FNB CC BOCA RATON BRANCH | 301 E Yamato Rd | Boca Raton, FL |
| FNB CC CORAL RIDGE BRANCH | 2800 E Oakland Park Blvd | Fort Lauderdale, FL |
| FNB CC PGA BRANCH | 2000 Pga Blvd | North Palm Beach, FL |
| FIRST NATIONAL BANK COASTAL COMMUNITY BRANCH | 12140 South Shore Blvd | Wellington, FL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/23/1991 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31533 |
| State and County Number | 13069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Douglas, GA |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/23/1991 |
| Primary Insurance Agency | DIF |
| Website | www.fnbcc.com |
| Data Updated | 11/14/2025 |
| CERT | 33506 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $495.29M |
| Total Deposits | $442.42M |
| Total Liabilities | $448.76M |
| Total Equity Capital | $46.52M |
| Net Income | $1.83M |
| Net Loans and Leases | $240.21M |
| Assets Per Employee ($Millions) | $7.86M |
| Bank Premises and Fixed Assets | $5.75M |
| Cash and Balances due from Depository Institutions | $92.89M |
| Deposits Held in Domestic Offices | $442.42M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 16.21% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 61.29% |
| Tier 1 Risk-Based Capital Ratio | 20.166% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.393% |
| Earning Assets to total Assets | 94.68% |
Income and Expense
| Total Interest Income | $6.59M |
| Total Noninterest Income | $706.00k |
| Total Interest Expense | $2.17M |
| Total Noninterest Expense | $3.14M |
| Net Interest Income | $4.42M |
| Pre-tax Net Operating Income | $1.85M |
| Provision for Credit Losses | $131.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.35M |
| Total Liabilities and Capital | $495.29M |
Securities
| Securities | $143.42M |
| Available-for-sale debt securities | $102.12M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $41.30M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Coffee County?
$495.29M as of the latest filing.
How much are First National Bank of Coffee County's total deposits?
$442.42M in total deposits.
Where is First National Bank of Coffee County located?
Douglas, GA.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
5.
When was it established?
09/23/1991.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$240.21M (latest filing).
What is the total interest income (latest filing)?
$6.59M.