Carver State Bank
Savannah, GA
IDRSSD: 370833
Total Assets
$118.11M
Latest filing
Total Deposits
$98.13M
Latest filing
Net Interest Margin
4.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061200658SAVANNAH, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Carver State Bank
701 Martin Luther King Jr Blvd
Savannah, GA 31401
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1927FDIC Certificate 10729
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Carver State Bank (Main) | 701 Martin Luther King Jr Blvd | Savannah, GA |
| SKIDAWAY ROAD BRANCH | 7110 Skidaway Rd | Savannah, GA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31401 |
| State and County Number | 13051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Savannah, GA |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/04/1947 |
| Primary Insurance Agency | DIF |
| Website | www.carverstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 16584 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $118.11M |
| Total Deposits | $98.13M |
| Total Liabilities | $100.39M |
| Total Equity Capital | $17.71M |
| Net Income | $-181,000 |
| Net Loans and Leases | $44.61M |
| Assets Per Employee ($Millions) | $5.14M |
| Bank Premises and Fixed Assets | $3.05M |
| Cash and Balances due from Depository Institutions | $24.16M |
| Deposits Held in Domestic Offices | $98.13M |
Key Performance Ratios
| Return on Assets (ROA) | -0.63% |
| Return on Equity (ROE) | -4.07% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 115.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.998% |
| Earning Assets to total Assets | 91.84% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $18.00k |
| Total Interest Expense | $412.00k |
| Total Noninterest Expense | $1.35M |
| Net Interest Income | $1.15M |
| Pre-tax Net Operating Income | $-181,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $395.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.26M |
| Total Liabilities and Capital | $118.11M |
Securities
| Securities | $40.84M |
| Available-for-sale debt securities | $40.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carver State Bank?
$118.11M as of the latest filing.
How much are Carver State Bank's total deposits?
$98.13M in total deposits.
Where is Carver State Bank located?
Savannah, GA.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1927.
What is the Return on Assets (ROA)?
-0.63%.
How much are total loans and leases?
$44.61M (latest filing).
What is the total interest income (latest filing)?
$1.56M.