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Carver State Bank

Savannah, GA
IDRSSD: 370833
Total Assets
$113.17M
Latest filing
Total Deposits
$93.38M
Latest filing
Net Interest Margin
4.43%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1927
Community BankYes
Ownership TypeNot Mutual
ZIP31401
State and County Number13051
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameSavannah, GA

Operational Info

Number of Employees21
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/04/1947
Primary Insurance AgencyDIF
Websitewww.carverstatebank.com
Data Updated11/14/2025
CERT16584
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$113.17M
Total Deposits$93.38M
Total Liabilities$95.29M
Total Equity Capital$17.88M
Net Income$522.00k
Net Loans and Leases$45.24M
Assets Per Employee ($Millions)$5.39M
Bank Premises and Fixed Assets$2.96M
Cash and Balances due from Depository Institutions$18.32M
Deposits Held in Domestic Offices$93.38M

Key Performance Ratios

Return on Assets (ROA)1.87%
Return on Equity (ROE)11.94%
Net Interest Margin4.43%
Efficiency Ratio62.61%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.801%
Earning Assets to total Assets91.67%

Income and Expense

Total Interest Income$1.53M
Total Noninterest Income$267.00k
Total Interest Expense$401.00k
Total Noninterest Expense$874.00k
Net Interest Income$1.13M
Pre-tax Net Operating Income$522.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$461.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.91M
Total Liabilities and Capital$113.17M

Securities

Securities$41.18M
Available-for-sale debt securities$41.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Carver State Bank?
$113.17M as of the latest filing.
How much are Carver State Bank's total deposits?
$93.38M in total deposits.
Where is Carver State Bank located?
Savannah, GA.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1927.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$45.24M (latest filing).
What is the total interest income (latest filing)?
$1.53M.