The First Bank
Hattiesburg, MS
IDRSSD: 2385514
Total Assets
$7.93B
Latest filing
Total Deposits
$6.47B
Latest filing
Net Interest Margin
3.35%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/05/1996 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 39402 |
| State and County Number | 28073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Hattiesburg, MS |
Operational Info
| Number of Employees | 1,048 |
| Domestic Offices | 117 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2025 |
| Date of Deposit Insurance | 08/05/1996 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 34217 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.93B |
| Total Deposits | $6.47B |
| Total Liabilities | $6.83B |
| Total Equity Capital | $1.10B |
| Net Income | $448.00k |
| Net Loans and Leases | $5.33B |
| Assets Per Employee ($Millions) | $7.57M |
| Bank Premises and Fixed Assets | $173.87M |
| Cash and Balances due from Depository Institutions | $247.34M |
| Deposits Held in Domestic Offices | $6.47B |
Key Performance Ratios
| Return on Assets (ROA) | 0.02% |
| Return on Equity (ROE) | 0.16% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 93.21% |
| Tier 1 Risk-Based Capital Ratio | 13.791% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.895% |
| Earning Assets to total Assets | 88.15% |
Income and Expense
| Total Interest Income | $91.64M |
| Total Noninterest Income | $11.29M |
| Total Interest Expense | $32.80M |
| Total Noninterest Expense | $67.74M |
| Net Interest Income | $58.83M |
| Pre-tax Net Operating Income | $1.88M |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.41M |
| Other borrowed funds | $299.76M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $64.70M |
| Total Liabilities and Capital | $7.93B |
Securities
| Securities | $1.55B |
| Available-for-sale debt securities | $971.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $557.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First Bank?
$7.93B as of the latest filing.
How much are The First Bank's total deposits?
$6.47B in total deposits.
Where is The First Bank located?
Hattiesburg, MS.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
117.
When was it established?
08/05/1996.
What is the Return on Assets (ROA)?
0.02%.
How much are total loans and leases?
$5.33B (latest filing).
What is the total interest income (latest filing)?
$91.64M.