Shamrock Bank, N.A.

Coalgate, OK
IDRSSD: 300353
Total Assets
$491.52M
Latest filing
Total Deposits
$447.61M
Latest filing
Net Interest Margin
3.83%
Profitability

Locations

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Main Office
Shamrock Bank, N.A.
101 N Main St
Coalgate, OK 74538
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1924FDIC Certificate 2780

Branches (7)

Page 1 of 1
NameAddressCity / State
Shamrock Bank, N.A. (Main)101 N Main StCoalgate, OK
FIRST BANK OF APACHE BRANCH104 N Coblake StApache, OK
SHAMROCK BANK NA BRANCH200 Main StMountain View, OK
CLAYTON STATE BANK BRANCH318 Lawson BoulevardClayton, OK
ALTUS BRANCH401 E Tamarack RdAltus, OK
DURANT BRANCH3225 Shamrock LnDurant, OK
OKLAHOMA CITY BRANCH13166 N Macarthur BlvdOklahoma City, OK
BRYAN COUNTY NATIONAL BANK BRANCH609 Buffalo StCaddo, OK
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP74538
State and County Number40029
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees87
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.shamrockbank.com
Data Updated11/14/2025
CERT4236
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$491.52M
Total Deposits$447.61M
Total Liabilities$450.99M
Total Equity Capital$40.53M
Net Income$1.54M
Net Loans and Leases$307.85M
Assets Per Employee ($Millions)$5.65M
Bank Premises and Fixed Assets$4.20M
Cash and Balances due from Depository Institutions$27.44M
Deposits Held in Domestic Offices$447.61M

Key Performance Ratios

Return on Assets (ROA)1.27%
Return on Equity (ROE)15.82%
Net Interest Margin3.83%
Efficiency Ratio62.9%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.3%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.246%
Earning Assets to total Assets95.09%

Income and Expense

Total Interest Income$6.63M
Total Noninterest Income$694.00k
Total Interest Expense$2.21M
Total Noninterest Expense$3.22M
Net Interest Income$4.43M
Pre-tax Net Operating Income$1.54M
Provision for Credit Losses$360.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.10M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.37M
Total Liabilities and Capital$491.52M

Securities

Securities$139.03M
Available-for-sale debt securities$134.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$4.75M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Shamrock Bank, N.A.?
$491.52M as of the latest filing.
How much are Shamrock Bank, N.A.'s total deposits?
$447.61M in total deposits.
Where is Shamrock Bank, N.A. located?
Coalgate, OK.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$307.85M (latest filing).
What is the total interest income (latest filing)?
$6.63M.