The Farmers State Bank
New Madison, OH
IDRSSD: 370721
Total Assets
$335.77M
Latest filing
Total Deposits
$285.83M
Latest filing
Net Interest Margin
3.49%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45346 |
| State and County Number | 39037 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Greenville, OH |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2025 |
| Date of Deposit Insurance | 01/17/1935 |
| Primary Insurance Agency | DIF |
| Website | WWW.MYFSB.BANK |
| Data Updated | 11/14/2025 |
| CERT | 14991 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $335.77M |
| Total Deposits | $285.83M |
| Total Liabilities | $301.59M |
| Total Equity Capital | $34.18M |
| Net Income | $821.00k |
| Net Loans and Leases | $232.75M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $3.27M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $285.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 10.32% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 62.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.179% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $3.38M |
| Total Noninterest Income | $399.00k |
| Total Interest Expense | $1.00M |
| Total Noninterest Expense | $1.73M |
| Net Interest Income | $2.38M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $46.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.76M |
| Total Liabilities and Capital | $335.77M |
Securities
| Securities | $47.12M |
| Available-for-sale debt securities | $46.75M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $372.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank?
$335.77M as of the latest filing.
How much are The Farmers State Bank's total deposits?
$285.83M in total deposits.
Where is The Farmers State Bank located?
New Madison, OH.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$232.75M (latest filing).
What is the total interest income (latest filing)?
$3.38M.