The Farmers State Bank
New Madison, OH
IDRSSD: 370721
Total Assets
$329.34M
Latest filing
Total Deposits
$287.66M
Latest filing
Net Interest Margin
4.09%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers State Bank
101 S Main St
New Madison, OH 45346
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1919FDIC Certificate 9394
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank (Main) | 101 S Main St | New Madison, OH |
| GREENVILLE BRANCH | 1107 Sweitzer St | Greenville, OH |
| NEW PARIS BRANCH | 201 S Washington St | New Paris, OH |
| WAGNER AVENUE BRANCH | 675 Wagner Ave | Greenville, OH |
| SPRINGBORO BRANCH | 65 W Central Ave | Springboro, OH |
| LEWISBURG BRANCH | 100 N Commerce St | Lewisburg, OH |
| WINCHESTER BRANCE BRANCH | 930 E Washington St | Winchester, IN |
| PORTLAND BRANCH | 910 N Meridian St | Portland, IN |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Citizens Bank Company
Beverly, Ohio
→
Assets: $331.90MΔ -1.2%
First Federal Community Bank of Bucyrus
Bucyrus, Ohio
→
Assets: $342.24MΔ +1.9%
RiverHills Bank
Milford, Ohio
→
Assets: $342.81MΔ +2.1%
The First National Bank of Bellevue
Bellevue, Ohio
→
Assets: $328.51MΔ -2.2%
The Hocking Valley Bank
Athens, Ohio
→
Assets: $346.33MΔ +3.1%
Farmers & Merchants Bank
Miamisburg, Ohio
→
Assets: $347.50MΔ +3.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45346 |
| State and County Number | 39037 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Greenville, OH |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2025 |
| Date of Deposit Insurance | 01/17/1935 |
| Primary Insurance Agency | DIF |
| Website | WWW.MYFSB.BANK |
| Data Updated | 01/30/2026 |
| CERT | 14991 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $329.34M |
| Total Deposits | $287.66M |
| Total Liabilities | $293.67M |
| Total Equity Capital | $35.67M |
| Net Income | $912.00k |
| Net Loans and Leases | $234.41M |
| Assets Per Employee ($Millions) | $4.92M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $17.46M |
| Deposits Held in Domestic Offices | $287.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 10.45% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 60.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.83% |
| Earning Assets to total Assets | 92.46% |
Income and Expense
| Total Interest Income | $4.34M |
| Total Noninterest Income | $333.00k |
| Total Interest Expense | $1.19M |
| Total Noninterest Expense | $2.09M |
| Net Interest Income | $3.14M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $153.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.01M |
| Total Liabilities and Capital | $329.34M |
Securities
| Securities | $47.26M |
| Available-for-sale debt securities | $47.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank?
$329.34M as of the latest filing.
How much are The Farmers State Bank's total deposits?
$287.66M in total deposits.
Where is The Farmers State Bank located?
New Madison, OH.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$234.41M (latest filing).
What is the total interest income (latest filing)?
$4.34M.