Community Banking Company
Fitzgerald, GA
IDRSSD: 553038
Total Assets
$301.98M
Latest filing
Total Deposits
$267.39M
Latest filing
Net Interest Margin
4.20%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061211171VALDOSTA, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Banking Company
102 W Roanoke Dr
Fitzgerald, GA 31750
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/19/1996FDIC Certificate 56308
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Banking Company (Main) | 102 W Roanoke Dr | Fitzgerald, GA |
| SOUTH MAIN STREET BRANCH | 220 S Main St | Fitzgerald, GA |
| IRWIN BRANCH | 202 S Irwin Ave | Ocilla, GA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/19/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31750 |
| State and County Number | 13017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Fitzgerald, GA |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/21/2025 |
| Date of Deposit Insurance | 04/19/1996 |
| Primary Insurance Agency | DIF |
| Website | www.communitybankingcompany.com |
| Data Updated | 01/30/2026 |
| CERT | 34160 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $301.98M |
| Total Deposits | $267.39M |
| Total Liabilities | $268.67M |
| Total Equity Capital | $33.31M |
| Net Income | $1.06M |
| Net Loans and Leases | $158.93M |
| Assets Per Employee ($Millions) | $7.95M |
| Bank Premises and Fixed Assets | $2.56M |
| Cash and Balances due from Depository Institutions | $43.48M |
| Deposits Held in Domestic Offices | $267.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 12.55% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 60.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.032% |
| Earning Assets to total Assets | 94.89% |
Income and Expense
| Total Interest Income | $3.96M |
| Total Noninterest Income | $457.00k |
| Total Interest Expense | $1.07M |
| Total Noninterest Expense | $2.03M |
| Net Interest Income | $2.89M |
| Pre-tax Net Operating Income | $1.29M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $46.31M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.28M |
| Total Liabilities and Capital | $301.98M |
Securities
| Securities | $40.69M |
| Available-for-sale debt securities | $3.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $36.72M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Banking Company?
$301.98M as of the latest filing.
How much are Community Banking Company's total deposits?
$267.39M in total deposits.
Where is Community Banking Company located?
Fitzgerald, GA.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
3.
When was it established?
04/19/1996.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$158.93M (latest filing).
What is the total interest income (latest filing)?
$3.96M.