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The Peoples Bank

Eatonton, GA
IDRSSD: 611031
Total Assets
$270.98M
Latest filing
Total Deposits
$237.87M
Latest filing
Net Interest Margin
5.14%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/15/1943
Community BankYes
Ownership TypeNot Mutual
ZIP31024
State and County Number13237
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees44
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/01/1944
Primary Insurance AgencyDIF
Websitewww.peoples1943.com
Data Updated11/14/2025
CERT16152
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$270.98M
Total Deposits$237.87M
Total Liabilities$242.47M
Total Equity Capital$28.51M
Net Income$865.00k
Net Loans and Leases$189.91M
Assets Per Employee ($Millions)$6.3M
Bank Premises and Fixed Assets$3.92M
Cash and Balances due from Depository Institutions$46.78M
Deposits Held in Domestic Offices$237.87M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)12.34%
Net Interest Margin5.14%
Efficiency Ratio66.93%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.521%
Earning Assets to total Assets95.36%

Income and Expense

Total Interest Income$4.26M
Total Noninterest Income$215.00k
Total Interest Expense$965.00k
Total Noninterest Expense$2.35M
Net Interest Income$3.30M
Pre-tax Net Operating Income$1.14M
Provision for Credit Losses$20.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$90.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.61M
Total Liabilities and Capital$270.98M

Securities

Securities$22.80M
Available-for-sale debt securities$22.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank?
$270.98M as of the latest filing.
How much are The Peoples Bank's total deposits?
$237.87M in total deposits.
Where is The Peoples Bank located?
Eatonton, GA.
What is the Net Interest Margin?
5.14%.
How many domestic offices does it operate?
2.
When was it established?
07/15/1943.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$189.91M (latest filing).
What is the total interest income (latest filing)?
$4.26M.