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Durden Banking Company, Incorporated

Twin City, GA
IDRSSD: 101439
Total Assets
$293.13M
Latest filing
Total Deposits
$248.30M
Latest filing
Net Interest Margin
5.91%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP30471
State and County Number13107
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees46
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/15/1936
Primary Insurance AgencyDIF
Websitewww.durdenbc.com
Data Updated11/14/2025
CERT15336
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$293.13M
Total Deposits$248.30M
Total Liabilities$249.43M
Total Equity Capital$43.70M
Net Income$2.42M
Net Loans and Leases$218.66M
Assets Per Employee ($Millions)$6.24M
Bank Premises and Fixed Assets$5.14M
Cash and Balances due from Depository Institutions$14.14M
Deposits Held in Domestic Offices$248.30M

Key Performance Ratios

Return on Assets (ROA)3.28%
Return on Equity (ROE)22.83%
Net Interest Margin5.91%
Efficiency Ratio47.12%
Tier 1 Risk-Based Capital Ratio22.46%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.908%
Earning Assets to total Assets95.98%

Income and Expense

Total Interest Income$4.73M
Total Noninterest Income$595.00k
Total Interest Expense$570.00k
Total Noninterest Expense$2.24M
Net Interest Income$4.16M
Pre-tax Net Operating Income$2.43M
Provision for Credit Losses$85.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.13M
Total Liabilities and Capital$293.13M

Securities

Securities$52.07M
Available-for-sale debt securities$52.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Durden Banking Company, Incorporated?
$293.13M as of the latest filing.
How much are Durden Banking Company, Incorporated's total deposits?
$248.30M in total deposits.
Where is Durden Banking Company, Incorporated located?
Twin City, GA.
What is the Net Interest Margin?
5.91%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
3.28%.
How much are total loans and leases?
$218.66M (latest filing).
What is the total interest income (latest filing)?
$4.73M.