Durden Banking Company, Incorporated
Twin City, GA
IDRSSD: 101439
Total Assets
$283.84M
Latest filing
Total Deposits
$237.91M
Latest filing
Net Interest Margin
6.10%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061211443TWIN CITY, GA
Key People
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Locations
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Main Office
Durden Banking Company, Incorporated
111 N Railroad Ave
Twin City, GA 30471
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9669
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Durden Banking Company, Incorporated (Main) | 111 N Railroad Ave | Twin City, GA |
| SWAINSBORO BRANCH | 318 S Main St | Swainsboro, GA |
| METTER BRANCH | 900 S Lewis St | Metter, GA |
| MILLEN BRANCH | 815 Highway 25 N | Millen, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30471 |
| State and County Number | 13107 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/15/1936 |
| Primary Insurance Agency | DIF |
| Website | www.durdenbc.com |
| Data Updated | 01/30/2026 |
| CERT | 15336 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $283.84M |
| Total Deposits | $237.91M |
| Total Liabilities | $239.33M |
| Total Equity Capital | $44.51M |
| Net Income | $2.08M |
| Net Loans and Leases | $230.55M |
| Assets Per Employee ($Millions) | $6.04M |
| Bank Premises and Fixed Assets | $5.17M |
| Cash and Balances due from Depository Institutions | $6.20M |
| Deposits Held in Domestic Offices | $237.91M |
Key Performance Ratios
| Return on Assets (ROA) | 2.88% |
| Return on Equity (ROE) | 18.83% |
| Net Interest Margin | 6.1% |
| Efficiency Ratio | 47.4% |
| Tier 1 Risk-Based Capital Ratio | 21.841% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.68% |
| Earning Assets to total Assets | 95.11% |
Income and Expense
| Total Interest Income | $4.78M |
| Total Noninterest Income | $354.00k |
| Total Interest Expense | $577.00k |
| Total Noninterest Expense | $2.16M |
| Net Interest Income | $4.21M |
| Pre-tax Net Operating Income | $2.07M |
| Provision for Credit Losses | $325.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.09M |
| All Other Liabilities | $332.00k |
| Total Liabilities and Capital | $283.84M |
Securities
| Securities | $38.69M |
| Available-for-sale debt securities | $38.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Durden Banking Company, Incorporated?
$283.84M as of the latest filing.
How much are Durden Banking Company, Incorporated's total deposits?
$237.91M in total deposits.
Where is Durden Banking Company, Incorporated located?
Twin City, GA.
What is the Net Interest Margin?
6.10%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.88%.
How much are total loans and leases?
$230.55M (latest filing).
What is the total interest income (latest filing)?
$4.78M.