First Western Bank & Trust
Minot, ND
IDRSSD: 687951
Total Assets
$2.28B
Latest filing
Total Deposits
$1.86B
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Western Bank & Trust
900 S Broadway
Minot, ND 58701
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/11/1964FDIC Certificate 12955
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Western Bank & Trust (Main) | 900 S Broadway | Minot, ND |
| BAXTER BRANCH | 14084 Baxter Dr | Baxter, MN |
| NISSWA BRANCH | 5411 Lakers Ln | Nisswa, MN |
| MILTONA BRANCH | 228 Oak St N | Miltona, MN |
| CARLOS BRANCH | 301 Main Ave | Carlos, MN |
| CROSSLAKE BRANCH | 35563 County Road 3 | Crosslake, MN |
| SUPER ONE BRANCH | 1550 Fairview Road North | Baxter, MN |
| DETACHED FACILITY | 2200 15th St Sw | Minot, ND |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/11/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58701 |
| State and County Number | 38101 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minot, ND |
Operational Info
| Number of Employees | 345 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/11/1964 |
| Primary Insurance Agency | DIF |
| Website | www.firstwestern.bank |
| Data Updated | 11/14/2025 |
| CERT | 19123 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.28B |
| Total Deposits | $1.86B |
| Total Liabilities | $2.03B |
| Total Equity Capital | $243.84M |
| Net Income | $5.18M |
| Net Loans and Leases | $1.80B |
| Assets Per Employee ($Millions) | $6.59M |
| Bank Premises and Fixed Assets | $50.26M |
| Cash and Balances due from Depository Institutions | $41.72M |
| Deposits Held in Domestic Offices | $1.86B |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 8.59% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 64.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.702% |
| Earning Assets to total Assets | 90.96% |
Income and Expense
| Total Interest Income | $33.23M |
| Total Noninterest Income | $4.60M |
| Total Interest Expense | $13.12M |
| Total Noninterest Expense | $16.30M |
| Net Interest Income | $20.12M |
| Pre-tax Net Operating Income | $7.31M |
| Provision for Credit Losses | $1.11M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $15.29M |
| Other borrowed funds | $154.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.38M |
| All Other Liabilities | $18.84M |
| Total Liabilities and Capital | $2.28B |
Securities
| Securities | $259.45M |
| Available-for-sale debt securities | $244.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $14.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Western Bank & Trust?
$2.28B as of the latest filing.
How much are First Western Bank & Trust's total deposits?
$1.86B in total deposits.
Where is First Western Bank & Trust located?
Minot, ND.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
19.
When was it established?
05/11/1964.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$1.80B (latest filing).
What is the total interest income (latest filing)?
$33.23M.