Constitution Bank, National Association
Hillsboro, IL
IDRSSD: 659341
Total Assets
$659.87M
Latest filing
Total Deposits
$598.60M
Latest filing
Net Interest Margin
3.53%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081904798HILLSBORO, IL
Key People
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Locations
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Main Office
Constitution Bank, National Association
230 S Main St
Hillsboro, IL 62049
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/02/1945FDIC Certificate 10465
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Constitution Bank, National Association (Main) | 230 S Main St | Hillsboro, IL |
| EDWARDSVILLE BRANCH | 300 South Buchanan Street | Edwardsville, IL |
| DRIVE-IN FACILITY | 110 S Hamilton St | Hillsboro, IL |
| VANDALIA BRANCH | 520 W Gochenour St | Vandalia, IL |
| ALHAMBRA BRANCH | 502 East Main Street | Alhambra, IL |
| GREENVILLE BRANCH | 605 S 3rd St | Greenville, IL |
| HIGHLAND BRANCH | 40 Apex Dr | Highland, IL |
| CARLYLE BRANCH | 801 12th St | Carlyle, IL |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/02/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62049 |
| State and County Number | 17135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 108 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 07/02/1945 |
| Primary Insurance Agency | DIF |
| Website | www.constitutionbank.com |
| Data Updated | 01/30/2026 |
| CERT | 16276 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $659.87M |
| Total Deposits | $598.60M |
| Total Liabilities | $601.05M |
| Total Equity Capital | $58.82M |
| Net Income | $1.93M |
| Net Loans and Leases | $464.86M |
| Assets Per Employee ($Millions) | $6.11M |
| Bank Premises and Fixed Assets | $17.40M |
| Cash and Balances due from Depository Institutions | $15.85M |
| Deposits Held in Domestic Offices | $598.60M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 13.5% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 60.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.914% |
| Earning Assets to total Assets | 94.69% |
Income and Expense
| Total Interest Income | $8.46M |
| Total Noninterest Income | $578.00k |
| Total Interest Expense | $2.89M |
| Total Noninterest Expense | $3.69M |
| Net Interest Income | $5.57M |
| Pre-tax Net Operating Income | $2.29M |
| Provision for Credit Losses | $158.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $91.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.45M |
| Total Liabilities and Capital | $659.87M |
Securities
| Securities | $152.62M |
| Available-for-sale debt securities | $152.62M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Constitution Bank, National Association?
$659.87M as of the latest filing.
How much are Constitution Bank, National Association's total deposits?
$598.60M in total deposits.
Where is Constitution Bank, National Association located?
Hillsboro, IL.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
12.
When was it established?
07/02/1945.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$464.86M (latest filing).
What is the total interest income (latest filing)?
$8.46M.