MidAmerica National Bank
Canton, IL
IDRSSD: 510938
Total Assets
$640.20M
Latest filing
Total Deposits
$567.55M
Latest filing
Net Interest Margin
3.63%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
MidAmerica National Bank
100 W Elm St
Canton, IL 61520
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/22/1933FDIC Certificate 2301
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MidAmerica National Bank (Main) | 100 W Elm St | Canton, IL |
| WEST FACILITY | 804 W Jackson St | Macomb, IL |
| LEWISTOWN BRANCH | 120 E Washington Ave | Lewistown, IL |
| NORTH SIDE SQUARE BRANCH | 130 N Side Sq | Macomb, IL |
| HENRY STATE BRANCH | 700 2nd St | Henry, IL |
| CUBA BRANCH | 228 E Main St | Cuba, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/22/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61520 |
| State and County Number | 17057 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peoria, IL |
Operational Info
| Number of Employees | 123 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midnatbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3612 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $640.20M |
| Total Deposits | $567.55M |
| Total Liabilities | $573.99M |
| Total Equity Capital | $66.21M |
| Net Income | $-1,221,000 |
| Net Loans and Leases | $444.18M |
| Assets Per Employee ($Millions) | $5.08M |
| Bank Premises and Fixed Assets | $13.29M |
| Cash and Balances due from Depository Institutions | $26.55M |
| Deposits Held in Domestic Offices | $567.55M |
Key Performance Ratios
| Return on Assets (ROA) | -0.75% |
| Return on Equity (ROE) | -7.29% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 81.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.83% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.342% |
| Earning Assets to total Assets | 93.77% |
Income and Expense
| Total Interest Income | $7.70M |
| Total Noninterest Income | $1.01M |
| Total Interest Expense | $2.15M |
| Total Noninterest Expense | $5.40M |
| Net Interest Income | $5.55M |
| Pre-tax Net Operating Income | $-1,810,000 |
| Provision for Credit Losses | $2.97M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.84M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $654.00k |
| All Other Liabilities | $5.79M |
| Total Liabilities and Capital | $640.20M |
Securities
| Securities | $132.37M |
| Available-for-sale debt securities | $132.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $75.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MidAmerica National Bank?
$640.20M as of the latest filing.
How much are MidAmerica National Bank's total deposits?
$567.55M in total deposits.
Where is MidAmerica National Bank located?
Canton, IL.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
6.
When was it established?
11/22/1933.
What is the Return on Assets (ROA)?
-0.75%.
How much are total loans and leases?
$444.18M (latest filing).
What is the total interest income (latest filing)?
$7.70M.