Time Bank
Park Ridge, IL
IDRSSD: 2316714
Total Assets
$693.29M
Latest filing
Total Deposits
$587.18M
Latest filing
Net Interest Margin
4.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071925525PARK RIDGE, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Time Bank
626 W Talcott Rd
Park Ridge, IL 60068
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/03/1995FDIC Certificate 56015
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Time Bank (Main) | 626 W Talcott Rd | Park Ridge, IL |
| LOCUST BRANCH | 1454 W Locust St | Davenport, IA |
| BETTENDORF BRANCH | 2550 Middle Rd | Bettendorf, IA |
| NORTHWEST BANK & TRUST COMPANY BRANCH | 100 E Kimberly Rd | Davenport, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/03/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60068 |
| State and County Number | 17031 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2024 |
| Date of Deposit Insurance | 07/03/1995 |
| Primary Insurance Agency | DIF |
| Website | www.time.bank |
| Data Updated | 01/30/2026 |
| CERT | 34038 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $693.29M |
| Total Deposits | $587.18M |
| Total Liabilities | $599.91M |
| Total Equity Capital | $93.38M |
| Net Income | $3.83M |
| Net Loans and Leases | $479.40M |
| Assets Per Employee ($Millions) | $12.16M |
| Bank Premises and Fixed Assets | $5.64M |
| Cash and Balances due from Depository Institutions | $100.92M |
| Deposits Held in Domestic Offices | $587.18M |
Key Performance Ratios
| Return on Assets (ROA) | 2.18% |
| Return on Equity (ROE) | 16.61% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 47.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.469% |
| Earning Assets to total Assets | 94.46% |
Income and Expense
| Total Interest Income | $10.13M |
| Total Noninterest Income | $860.00k |
| Total Interest Expense | $2.59M |
| Total Noninterest Expense | $4.43M |
| Net Interest Income | $7.54M |
| Pre-tax Net Operating Income | $3.83M |
| Provision for Credit Losses | $140.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.51M |
| All Other Liabilities | $5.21M |
| Total Liabilities and Capital | $693.29M |
Securities
| Securities | $76.82M |
| Available-for-sale debt securities | $76.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Time Bank?
$693.29M as of the latest filing.
How much are Time Bank's total deposits?
$587.18M in total deposits.
Where is Time Bank located?
Park Ridge, IL.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
4.
When was it established?
07/03/1995.
What is the Return on Assets (ROA)?
2.18%.
How much are total loans and leases?
$479.40M (latest filing).
What is the total interest income (latest filing)?
$10.13M.