Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1875
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	62448
State and County Number	17079
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	08
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Chicago
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	99
Domestic Offices	9
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.psbnewton.com
Data Updated	11/14/2025
CERT	11722
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$702.06M
Total Deposits	$580.02M
Total Liabilities	$635.28M
Total Equity Capital	$66.78M
Net Income	$2.29M
Net Loans and Leases	$477.35M
Assets Per Employee ($Millions)	$7.39M
Bank Premises and Fixed Assets	$6.58M
Cash and Balances due from Depository Institutions	$28.40M
Deposits Held in Domestic Offices	$580.02M

Return on Assets (ROA)	1.31%
Return on Equity (ROE)	14.18%
Net Interest Margin	3.56%
Efficiency Ratio	47.98%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.09%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.512%
Earning Assets to total Assets	94.17%

Total Interest Income	$9.18M
Total Noninterest Income	$910.00k
Total Interest Expense	$3.33M
Total Noninterest Expense	$3.26M
Net Interest Income	$5.84M
Pre-tax Net Operating Income	$3.34M
Provision for Credit Losses	$150.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$24.00k
Other borrowed funds	$30.00M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$21.07M
All Other Liabilities	$4.19M
Total Liabilities and Capital	$702.06M

Securities	$162.34M
Available-for-sale debt securities	$151.47M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$10.86M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of The Peoples State Bank of Newton, Illinois?

$702.06M as of the latest filing.

How much are The Peoples State Bank of Newton, Illinois's total deposits?

$580.02M in total deposits.

Where is The Peoples State Bank of Newton, Illinois located?

Newton, IL.

What is the Net Interest Margin?

3.56%.

How many domestic offices does it operate?

When was it established?

01/01/1875.

What is the Return on Assets (ROA)?

1.31%.

How much are total loans and leases?

$477.35M (latest filing).

What is the total interest income (latest filing)?

$9.18M.