Midwest Bank
Monmouth, IL
IDRSSD: 709143
Total Assets
$703.41M
Latest filing
Total Deposits
$535.17M
Latest filing
Net Interest Margin
3.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Midwest Bank
200 E Broadway
Monmouth, IL 61462
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/09/1870FDIC Certificate 2377
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Midwest Bank (Main) | 200 E Broadway | Monmouth, IL |
| ANDALUSIA BRANCH | 601 8th St E | Andalusia, IL |
| GALESBURG BANKING CENTER BRANCH | 612 W Main St | Galesburg, IL |
| MERCER COUNTY BANKING CENTER | 200 Se 13th Ave | Aledo, IL |
| SEMINARY BANKING CENTER BRANCH | 2558 N Seminary St | Galesburg, IL |
| MOLINE BRANCH | 3907 16th St | Moline, IL |
| EAST PEORIA BRANCH | 300 E Washington St | East Peoria, IL |
| OQUAWKA BANKING CENTER | Sixth And Schuyler Streets | Oquawka, IL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/09/1870 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61462 |
| State and County Number | 17187 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mbwi.com |
| Data Updated | 01/30/2026 |
| CERT | 3711 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $703.41M |
| Total Deposits | $535.17M |
| Total Liabilities | $644.29M |
| Total Equity Capital | $59.12M |
| Net Income | $1.29M |
| Net Loans and Leases | $421.98M |
| Assets Per Employee ($Millions) | $7.56M |
| Bank Premises and Fixed Assets | $7.10M |
| Cash and Balances due from Depository Institutions | $13.91M |
| Deposits Held in Domestic Offices | $535.17M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 8.89% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 68.61% |
| Tier 1 Risk-Based Capital Ratio | 13.599% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.405% |
| Earning Assets to total Assets | 90.44% |
Income and Expense
| Total Interest Income | $8.12M |
| Total Noninterest Income | $934.00k |
| Total Interest Expense | $2.91M |
| Total Noninterest Expense | $4.21M |
| Net Interest Income | $5.20M |
| Pre-tax Net Operating Income | $1.70M |
| Provision for Credit Losses | $229.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $63.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $255.00k |
| Federal Funds Purchased and Repurchased Agreement | $41.21M |
| All Other Liabilities | $4.90M |
| Total Liabilities and Capital | $703.41M |
Securities
| Securities | $211.15M |
| Available-for-sale debt securities | $211.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midwest Bank?
$703.41M as of the latest filing.
How much are Midwest Bank's total deposits?
$535.17M in total deposits.
Where is Midwest Bank located?
Monmouth, IL.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
8.
When was it established?
09/09/1870.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$421.98M (latest filing).
What is the total interest income (latest filing)?
$8.12M.