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TrustBank

Olney, IL
IDRSSD: 338646
Total Assets
$623.98M
Latest filing
Total Deposits
$533.59M
Latest filing
Net Interest Margin
4.04%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/13/1912
Community BankYes
Ownership TypeNot Mutual
ZIP62450
State and County Number17159
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees104
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/07/1934
Primary Insurance AgencyDIF
Websitehttps://trustbank.net
Data Updated11/14/2025
CERT14662
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$623.98M
Total Deposits$533.59M
Total Liabilities$563.43M
Total Equity Capital$60.55M
Net Income$2.86M
Net Loans and Leases$500.02M
Assets Per Employee ($Millions)$5.89M
Bank Premises and Fixed Assets$9.24M
Cash and Balances due from Depository Institutions$49.15M
Deposits Held in Domestic Offices$533.59M

Key Performance Ratios

Return on Assets (ROA)1.88%
Return on Equity (ROE)19.22%
Net Interest Margin4.04%
Efficiency Ratio64.42%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.704%
Earning Assets to total Assets95.22%

Income and Expense

Total Interest Income$8.93M
Total Noninterest Income$2.42M
Total Interest Expense$3.09M
Total Noninterest Expense$5.34M
Net Interest Income$5.84M
Pre-tax Net Operating Income$2.88M
Provision for Credit Losses$44.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$23.00M
Federal Funds Sold & Reverse Repurchase Agreement$198.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.84M
Total Liabilities and Capital$623.98M

Securities

Securities$50.15M
Available-for-sale debt securities$50.09M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of TrustBank?
$623.98M as of the latest filing.
How much are TrustBank's total deposits?
$533.59M in total deposits.
Where is TrustBank located?
Olney, IL.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
8.
When was it established?
09/13/1912.
What is the Return on Assets (ROA)?
1.88%.
How much are total loans and leases?
$500.02M (latest filing).
What is the total interest income (latest filing)?
$8.93M.