Community Bank

Joseph, OR
IDRSSD: 779360
Total Assets
$529.17M
Latest filing
Total Deposits
$496.34M
Latest filing
Net Interest Margin
3.04%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/01/1955
Community BankYes
Ownership TypeNot Mutual
ZIP97846
State and County Number41063
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees83
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/30/2025
Date of Deposit Insurance06/01/1955
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT17445
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$529.17M
Total Deposits$496.34M
Total Liabilities$499.65M
Total Equity Capital$29.53M
Net Income$1.26M
Net Loans and Leases$133.29M
Assets Per Employee ($Millions)$6.38M
Bank Premises and Fixed Assets$9.84M
Cash and Balances due from Depository Institutions$7.36M
Deposits Held in Domestic Offices$496.34M

Key Performance Ratios

Return on Assets (ROA)0.93%
Return on Equity (ROE)18.46%
Net Interest Margin3.04%
Efficiency Ratio72.05%
Tier 1 Risk-Based Capital Ratio25.744%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.58%
Earning Assets to total Assets96.23%

Income and Expense

Total Interest Income$5.47M
Total Noninterest Income$565.00k
Total Interest Expense$1.53M
Total Noninterest Expense$3.25M
Net Interest Income$3.94M
Pre-tax Net Operating Income$1.26M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$1.21M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.10M
Total Liabilities and Capital$529.17M

Securities

Securities$374.73M
Available-for-sale debt securities$374.73M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank?
$529.17M as of the latest filing.
How much are Community Bank's total deposits?
$496.34M in total deposits.
Where is Community Bank located?
Joseph, OR.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
10.
When was it established?
06/01/1955.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$133.29M (latest filing).
What is the total interest income (latest filing)?
$5.47M.