Clear Fork Bank, National Association
Albany, TX
IDRSSD: 340751
Total Assets
$984.35M
Latest filing
Total Deposits
$872.30M
Latest filing
Net Interest Margin
5.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111306198ALBANY, TX
Key People
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Locations
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Main Office
Clear Fork Bank, National Association
100 S Main St
Albany, TX 76430
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1883FDIC Certificate 1953
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Clear Fork Bank, National Association (Main) | 100 S Main St | Albany, TX |
| GORDON BRANCH | 104 S Main St | Gordon, TX |
| STRAWN BRANCH | 123 Central Ave | Strawn, TX |
| ABILENE OFFICE BRANCH | 5657 Buffalo Gap Rd | Abilene, TX |
| MINERAL WELLS BRANCH | 1031 E Hubbard St | Mineral Wells, TX |
| BRECKENRIDGE BRANCH | 101 E Walker St | Breckenridge, TX |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76430 |
| State and County Number | 48417 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 115 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.clearfork.bank |
| Data Updated | 01/30/2026 |
| CERT | 3067 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $984.35M |
| Total Deposits | $872.30M |
| Total Liabilities | $882.97M |
| Total Equity Capital | $101.37M |
| Net Income | $5.71M |
| Net Loans and Leases | $768.14M |
| Assets Per Employee ($Millions) | $8.14M |
| Bank Premises and Fixed Assets | $11.70M |
| Cash and Balances due from Depository Institutions | $71.30M |
| Deposits Held in Domestic Offices | $872.30M |
Key Performance Ratios
| Return on Assets (ROA) | 2.34% |
| Return on Equity (ROE) | 23.17% |
| Net Interest Margin | 5.15% |
| Efficiency Ratio | 53.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.299% |
| Earning Assets to total Assets | 94.7% |
Income and Expense
| Total Interest Income | $17.20M |
| Total Noninterest Income | $573.00k |
| Total Interest Expense | $5.37M |
| Total Noninterest Expense | $6.60M |
| Net Interest Income | $11.83M |
| Pre-tax Net Operating Income | $5.71M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $90.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.67M |
| Total Liabilities and Capital | $984.35M |
Securities
| Securities | $103.04M |
| Available-for-sale debt securities | $103.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Clear Fork Bank, National Association?
$984.35M as of the latest filing.
How much are Clear Fork Bank, National Association's total deposits?
$872.30M in total deposits.
Where is Clear Fork Bank, National Association located?
Albany, TX.
What is the Net Interest Margin?
5.15%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
2.34%.
How much are total loans and leases?
$768.14M (latest filing).
What is the total interest income (latest filing)?
$17.20M.