R Bank
Round Rock, TX
IDRSSD: 3821037
Total Assets
$1.06B
Latest filing
Total Deposits
$951.03M
Latest filing
Net Interest Margin
3.77%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114926012ROUND ROCK, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
R Bank
3600 E Palm Valley Blvd
Round Rock, TX 78665
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/22/2009FDIC Certificate 480906
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| R Bank (Main) | 3600 E Palm Valley Blvd | Round Rock, TX |
| SCHWERTNER STATE BANK BRANCH | 110 Main St | Schwertner, TX |
| 50 W. FM 487 JARRELL BRANCH | 50 W Fm 487 | Jarrell, TX |
| WESTLAKE BRANCH | 3103 Bee Caves Rd., Sutie 110 | Rollingwood, TX |
| ROUND ROCK BANKING CENTER | 1900 Round Rock Ave | Round Rock, TX |
| BERTRAM BRANCH | 360 E Highway 29 | Bertram, TX |
| EDNA BANKING CENTER | 814 N Wells St | Edna, TX |
| R BANK BRANCH | 190 E Whitestone Blvd | Cedar Park, TX |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/22/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78665 |
| State and County Number | 48491 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Austin-Round Rock-Georgetown, TX |
Operational Info
| Number of Employees | 121 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/22/2009 |
| Primary Insurance Agency | DIF |
| Website | www.r.bank |
| Data Updated | 01/30/2026 |
| CERT | 58935 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.06B |
| Total Deposits | $951.03M |
| Total Liabilities | $965.22M |
| Total Equity Capital | $96.70M |
| Net Income | $1.70M |
| Net Loans and Leases | $775.85M |
| Assets Per Employee ($Millions) | $8.92M |
| Bank Premises and Fixed Assets | $23.53M |
| Cash and Balances due from Depository Institutions | $182.43M |
| Deposits Held in Domestic Offices | $951.03M |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 7.07% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 69.56% |
| Tier 1 Risk-Based Capital Ratio | 12.27% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.48% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.106% |
| Earning Assets to total Assets | 95.71% |
Income and Expense
| Total Interest Income | $14.96M |
| Total Noninterest Income | $1.67M |
| Total Interest Expense | $5.49M |
| Total Noninterest Expense | $7.75M |
| Net Interest Income | $9.47M |
| Pre-tax Net Operating Income | $2.14M |
| Provision for Credit Losses | $1.25M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.38M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.19M |
| Total Liabilities and Capital | $1.06B |
Securities
| Securities | $64.21M |
| Available-for-sale debt securities | $44.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $19.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of R Bank?
$1.06B as of the latest filing.
How much are R Bank's total deposits?
$951.03M in total deposits.
Where is R Bank located?
Round Rock, TX.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
10.
When was it established?
06/22/2009.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$775.85M (latest filing).
What is the total interest income (latest filing)?
$14.96M.