City First Bank, National Association

Washington, DC
IDRSSD: 2697963
Total Assets
$1.33B
Latest filing
Total Deposits
$919.44M
Latest filing
Net Interest Margin
2.82%
Profitability

Locations

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Main Office
City First Bank, National Association
1432 U St Nw
Washington, DC 20009
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/24/1998FDIC Certificate 57111

Branches (3)

Page 1 of 1
NameAddressCity / State
City First Bank, National Association (Main)1432 U St NwWashington, DC
170 NORTH MARKET STREET BRANCH170 N Market StInglewood, CA
SOUTH FIGUEROA STREET BRANCH4001 S Figueroa StLos Angeles, CA
INGLEWOOD BRANCH170 N Market StInglewood., CA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date11/24/1998
Community BankYes
Ownership TypeNot Mutual
ZIP20009
State and County Number11001
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameWashington-Arlington-Alexandria, DC-VA-MD-WV

Operational Info

Number of Employees92
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/24/1998
Primary Insurance AgencyDIF
Websitewww.cityfirstbank.com
Data Updated11/14/2025
CERT34352
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.33B
Total Deposits$919.44M
Total Liabilities$1.15B
Total Equity Capital$185.94M
Net Income$-23,883,000
Net Loans and Leases$1.01B
Assets Per Employee ($Millions)$13.76M
Bank Premises and Fixed Assets$8.72M
Cash and Balances due from Depository Institutions$18.91M
Deposits Held in Domestic Offices$919.44M

Key Performance Ratios

Return on Assets (ROA)-7.46%
Return on Equity (ROE)-48.48%
Net Interest Margin2.82%
Efficiency Ratio346.59%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.28%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.917%
Earning Assets to total Assets95.63%

Income and Expense

Total Interest Income$16.39M
Total Noninterest Income$421.00k
Total Interest Expense$7.79M
Total Noninterest Expense$31.31M
Net Interest Income$8.59M
Pre-tax Net Operating Income$-23,199,000
Provision for Credit Losses$898.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$137.67M
Federal Funds Sold & Reverse Repurchase Agreement$818.00k
Federal Funds Purchased and Repurchased Agreement$76.12M
All Other Liabilities$15.46M
Total Liabilities and Capital$1.33B

Securities

Securities$244.00M
Available-for-sale debt securities$244.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of City First Bank, National Association?
$1.33B as of the latest filing.
How much are City First Bank, National Association's total deposits?
$919.44M in total deposits.
Where is City First Bank, National Association located?
Washington, DC.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
4.
When was it established?
11/24/1998.
What is the Return on Assets (ROA)?
-7.46%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$16.39M.