Industrial Bank
Washington, DC
IDRSSD: 536527
Total Assets
$773.43M
Latest filing
Total Deposits
$604.50M
Latest filing
Net Interest Margin
3.77%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
054000959WASHINGTON, DC
Key People
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Locations
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Main Office
Industrial Bank
4812 Georgia Ave Nw
Washington, DC 20011
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/18/1934FDIC Certificate 9180
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Industrial Bank (Main) | 4812 Georgia Ave Nw | Washington, DC |
| CITY NATIONAL BANK OF NJ BRANCH | 54 Halsey St | Newark, NJ |
| U STREET BRANCH | 2000 11th St Nw | Washington, DC |
| FORESTVILLE BRANCH | 7610 Pennsylvania Ave | Forestville, MD |
| WEST HARLEM BRANCH | 382 W 125th St | New York, NY |
| OXON HILL BRANCH | 1900 John Hanson Ln | Oxon Hill, MD |
| ANACOSTIA BRANCH | 1800 Martin Luther King Jr Ave Se | Washington, DC |
| PARKVIEW BRANCH OFFICE | 550 Frelinghuysen Ave | Newark, NJ |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/18/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 20011 |
| State and County Number | 11001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 142 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/18/1934 |
| Primary Insurance Agency | DIF |
| Website | www.industrial-bank.com |
| Data Updated | 01/30/2026 |
| CERT | 14679 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $773.43M |
| Total Deposits | $604.50M |
| Total Liabilities | $665.79M |
| Total Equity Capital | $107.64M |
| Net Income | $-402,000 |
| Net Loans and Leases | $399.69M |
| Assets Per Employee ($Millions) | $5.9M |
| Bank Premises and Fixed Assets | $21.79M |
| Cash and Balances due from Depository Institutions | $29.02M |
| Deposits Held in Domestic Offices | $604.50M |
Key Performance Ratios
| Return on Assets (ROA) | -0.21% |
| Return on Equity (ROE) | -1.5% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 90.2% |
| Tier 1 Risk-Based Capital Ratio | 25.534% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.71% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.917% |
| Earning Assets to total Assets | 93.12% |
Income and Expense
| Total Interest Income | $9.01M |
| Total Noninterest Income | $1.24M |
| Total Interest Expense | $2.34M |
| Total Noninterest Expense | $7.13M |
| Net Interest Income | $6.67M |
| Pre-tax Net Operating Income | $-566,000 |
| Provision for Credit Losses | $1.34M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $157.00k |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.29M |
| All Other Liabilities | $6.00M |
| Total Liabilities and Capital | $773.43M |
Securities
| Securities | $294.99M |
| Available-for-sale debt securities | $294.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Industrial Bank?
$773.43M as of the latest filing.
How much are Industrial Bank's total deposits?
$604.50M in total deposits.
Where is Industrial Bank located?
Washington, DC.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
9.
When was it established?
08/18/1934.
What is the Return on Assets (ROA)?
-0.21%.
How much are total loans and leases?
$399.69M (latest filing).
What is the total interest income (latest filing)?
$9.01M.