Alliance Bank
Sulphur Springs, TX
IDRSSD: 176464
Total Assets
$1.37B
Latest filing
Total Deposits
$1.19B
Latest filing
Net Interest Margin
3.58%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111901975SULPHUR SPRINGS, TX
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Alliance Bank
100 Jefferson St W
Sulphur Springs, TX 75482
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/16/1927FDIC Certificate 7391
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Alliance Bank (Main) | 100 Jefferson St W | Sulphur Springs, TX |
| GREENVILLE BRANCH | 6609 Wesley St | Greenville, TX |
| LAKE CYPRESS SPRINGS BRANCH | 4543 Farm Road 115 | Mount Vernon, TX |
| BROOKSHIRE'S GROCERY STORE BRANCH | 306 State Highway 37 South | Mount Vernon, TX |
| MOUNT VERNON DOWNTOWN BRANCH | 101 Main St W | Mount Vernon, TX |
| DOWNTOWN DRIVE-IN | 310 Church St | Sulphur Springs, TX |
| SOUTHTOWN BRANCH | 1226 S Broadway St | Sulphur Springs, TX |
| COMMERCE BRANCH | 1717 State Highway 24 | Commerce, TX |
Showing 7 of 16
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The City National Bank of Sulphur Springs
Sulphur Springs, Texas
→
Assets: $1.35BΔ +0.9%
First Texas Bank
Georgetown, Texas
→
Assets: $1.35BΔ +1.1%
SouthStar Bank, S.S.B.
Moulton, Texas
→
Assets: $1.29BΔ -3.5%
Central National Bank
Waco, Texas
→
Assets: $1.39BΔ +3.7%
Southwestern National Bank
Houston, Texas
→
Assets: $1.28BΔ -3.9%
Wallis Bank
Wallis, Texas
→
Assets: $1.41BΔ +5.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/16/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75482 |
| State and County Number | 48223 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Sulphur Springs, TX |
Operational Info
| Number of Employees | 230 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.alliancebank.com |
| Data Updated | 01/30/2026 |
| CERT | 11569 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.37B |
| Total Deposits | $1.19B |
| Total Liabilities | $1.25B |
| Total Equity Capital | $126.77M |
| Net Income | $3.85M |
| Net Loans and Leases | $786.23M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $13.85M |
| Cash and Balances due from Depository Institutions | $170.05M |
| Deposits Held in Domestic Offices | $1.19B |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 12.31% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 68.77% |
| Tier 1 Risk-Based Capital Ratio | 15.435% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.227% |
| Earning Assets to total Assets | 91.66% |
Income and Expense
| Total Interest Income | $15.66M |
| Total Noninterest Income | $3.34M |
| Total Interest Expense | $4.54M |
| Total Noninterest Expense | $10.02M |
| Net Interest Income | $11.13M |
| Pre-tax Net Operating Income | $3.85M |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $10.99M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $48.95M |
| All Other Liabilities | $8.47M |
| Total Liabilities and Capital | $1.37B |
Securities
| Securities | $334.96M |
| Available-for-sale debt securities | $332.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alliance Bank?
$1.37B as of the latest filing.
How much are Alliance Bank's total deposits?
$1.19B in total deposits.
Where is Alliance Bank located?
Sulphur Springs, TX.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
17.
When was it established?
06/16/1927.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$786.23M (latest filing).
What is the total interest income (latest filing)?
$15.66M.