First Independent Bank
Aurora, MO
IDRSSD: 366658
Total Assets
$140.44M
Latest filing
Total Deposits
$124.92M
Latest filing
Net Interest Margin
3.82%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Independent Bank
1100 S Elliott Ave
Aurora, MO 65605
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 12290
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Independent Bank (Main) | 1100 S Elliott Ave | Aurora, MO | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65605 |
| State and County Number | 29109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/04/1961 |
| Primary Insurance Agency | DIF |
| Website | https://www.fibaurora.com |
| Data Updated | 11/14/2025 |
| CERT | 18380 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $140.44M |
| Total Deposits | $124.92M |
| Total Liabilities | $125.36M |
| Total Equity Capital | $15.08M |
| Net Income | $329.00k |
| Net Loans and Leases | $73.24M |
| Assets Per Employee ($Millions) | $5.85M |
| Bank Premises and Fixed Assets | $1.61M |
| Cash and Balances due from Depository Institutions | $14.46M |
| Deposits Held in Domestic Offices | $124.92M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 8.92% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 64.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.74% |
| Earning Assets to total Assets | 95.17% |
Income and Expense
| Total Interest Income | $1.82M |
| Total Noninterest Income | $102.00k |
| Total Interest Expense | $551.00k |
| Total Noninterest Expense | $887.00k |
| Net Interest Income | $1.27M |
| Pre-tax Net Operating Income | $409.00k |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $435.00k |
| Total Liabilities and Capital | $140.44M |
Securities
| Securities | $48.74M |
| Available-for-sale debt securities | $37.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.86M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Independent Bank?
$140.44M as of the latest filing.
How much are First Independent Bank's total deposits?
$124.92M in total deposits.
Where is First Independent Bank located?
Aurora, MO.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$73.24M (latest filing).
What is the total interest income (latest filing)?
$1.82M.