Jonesburg State Bank

Jonesburg, MO
IDRSSD: 733755
Total Assets
$140.79M
Latest filing
Total Deposits
$121.88M
Latest filing
Net Interest Margin
4.95%
Profitability

Locations

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Main Office
Jonesburg State Bank
110 1st St
Jonesburg, MO 63351
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/21/1921FDIC Certificate 5686

Branches (2)

Page 1 of 1
NameAddressCity / State
Jonesburg State Bank (Main)110 1st StJonesburg, MO
WARRENTON BRANCH508 North Highway 47Warrenton, MO
JONESBURG STATE BANK505 N Sturgeon StMontgomery City, MO
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/21/1921
Community BankYes
Ownership TypeNot Mutual
ZIP63351
State and County Number29139
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees22
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.jonesburgstatebank.com
Data Updated11/14/2025
CERT8896
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$140.79M
Total Deposits$121.88M
Total Liabilities$127.78M
Total Equity Capital$13.01M
Net Income$861.00k
Net Loans and Leases$103.26M
Assets Per Employee ($Millions)$6.4M
Bank Premises and Fixed Assets$2.05M
Cash and Balances due from Depository Institutions$24.10M
Deposits Held in Domestic Offices$121.88M

Key Performance Ratios

Return on Assets (ROA)2.48%
Return on Equity (ROE)27.02%
Net Interest Margin4.95%
Efficiency Ratio51.38%
Tier 1 Risk-Based Capital Ratio14.292%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.243%
Earning Assets to total Assets96.42%

Income and Expense

Total Interest Income$2.06M
Total Noninterest Income$147.00k
Total Interest Expense$398.00k
Total Noninterest Expense$928.00k
Net Interest Income$1.66M
Pre-tax Net Operating Income$867.00k
Provision for Credit Losses$11.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$902.00k
Total Liabilities and Capital$140.79M

Securities

Securities$10.24M
Available-for-sale debt securities$10.15M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Jonesburg State Bank?
$140.79M as of the latest filing.
How much are Jonesburg State Bank's total deposits?
$121.88M in total deposits.
Where is Jonesburg State Bank located?
Jonesburg, MO.
What is the Net Interest Margin?
4.95%.
How many domestic offices does it operate?
3.
When was it established?
02/21/1921.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$103.26M (latest filing).
What is the total interest income (latest filing)?
$2.06M.