Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA
IDRSSD: 767554
Total Assets
$159.00M
Latest filing
Total Deposits
$142.51M
Latest filing
Net Interest Margin
3.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank & Trust Company of Vivian, Louisiana
120 W Arkansas Ave
Vivian, LA 71082
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/14/1967FDIC Certificate 13540
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank & Trust Company of Vivian, Louisiana (Main) | 120 W Arkansas Ave | Vivian, LA |
| SHREVEPORT BRANCH | 6330 Youree Dr | Shreveport, LA |
| NORTHWOOD BRANCH | 5755 N Market St | Shreveport, LA |
| OIL CITY BRANCH | 110 Highway 1 | Oil City, LA |
| SHREVEPORT LOAN PRODUCTION OFFICE BRANCH | 6425 Youree Dr | Shreveport, LA |
| HAUGHTON BRANCH | 4699 Highway 80 | Haughton, LA |
| BENTON BRANCH | 623 Kingston Road | Benton, LA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/14/1967 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71082 |
| State and County Number | 22017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Shreveport-Bossier City, LA |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/14/1967 |
| Primary Insurance Agency | DIF |
| Website | www.cbtofvivian.com |
| Data Updated | 01/30/2026 |
| CERT | 19744 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $159.00M |
| Total Deposits | $142.51M |
| Total Liabilities | $148.75M |
| Total Equity Capital | $10.25M |
| Net Income | $2.00k |
| Net Loans and Leases | $70.19M |
| Assets Per Employee ($Millions) | $2.89M |
| Bank Premises and Fixed Assets | $5.41M |
| Cash and Balances due from Depository Institutions | $10.75M |
| Deposits Held in Domestic Offices | $142.51M |
Key Performance Ratios
| Return on Assets (ROA) | 0.01% |
| Return on Equity (ROE) | 0.08% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 99.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.447% |
| Earning Assets to total Assets | 90.75% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $882.00k |
| Total Interest Expense | $583.00k |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $1.26M |
| Pre-tax Net Operating Income | $2.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.83M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $404.00k |
| Total Liabilities and Capital | $159.00M |
Securities
| Securities | $66.39M |
| Available-for-sale debt securities | $63.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.54M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank & Trust Company of Vivian, Louisiana?
$159.00M as of the latest filing.
How much are Citizens Bank & Trust Company of Vivian, Louisiana's total deposits?
$142.51M in total deposits.
Where is Citizens Bank & Trust Company of Vivian, Louisiana located?
Vivian, LA.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
7.
When was it established?
09/14/1967.
What is the Return on Assets (ROA)?
0.01%.
How much are total loans and leases?
$70.19M (latest filing).
What is the total interest income (latest filing)?
$1.84M.