Farmers State Bank & Trust Co.

Church Point, LA
IDRSSD: 567736
Total Assets
$170.67M
Latest filing
Total Deposits
$154.57M
Latest filing
Net Interest Margin
4.39%
Profitability

Key People

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Locations

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Main Office
Farmers State Bank & Trust Co.
110 W Plaquemine St
Church Point, LA 70525
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1944FDIC Certificate 10330

Branches (4)

Page 1 of 1
NameAddressCity / State
Farmers State Bank & Trust Co. (Main)110 W Plaquemine StChurch Point, LA
SOUTH MAIN STREET BRANCH250 S Main StChurch Point, LA
CANKTON BRANCH216 Main StCankton, LA
JUDICE BRANCH1950 Ridge RdDuson, LA
YOUNGSVILLE BRANCH412 Iberia StYoungsville, LA
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/03/1944
Community BankYes
Ownership TypeNot Mutual
ZIP70525
State and County Number22001
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLafayette, LA

Operational Info

Number of Employees43
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/03/1944
Primary Insurance AgencyDIF
Websitewww.farmers24.com
Data Updated01/30/2026
CERT16114
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$170.67M
Total Deposits$154.57M
Total Liabilities$155.71M
Total Equity Capital$14.96M
Net Income$805.00k
Net Loans and Leases$78.35M
Assets Per Employee ($Millions)$3.97M
Bank Premises and Fixed Assets$1.67M
Cash and Balances due from Depository Institutions$5.24M
Deposits Held in Domestic Offices$154.57M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)22.06%
Net Interest Margin4.39%
Efficiency Ratio59.67%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.767%
Earning Assets to total Assets94.57%

Income and Expense

Total Interest Income$2.30M
Total Noninterest Income$234.00k
Total Interest Expense$540.00k
Total Noninterest Expense$1.19M
Net Interest Income$1.76M
Pre-tax Net Operating Income$805.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$20.48M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.14M
Total Liabilities and Capital$170.67M

Securities

Securities$60.71M
Available-for-sale debt securities$44.27M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$16.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank & Trust Co.?
$170.67M as of the latest filing.
How much are Farmers State Bank & Trust Co.'s total deposits?
$154.57M in total deposits.
Where is Farmers State Bank & Trust Co. located?
Church Point, LA.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
5.
When was it established?
01/03/1944.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$78.35M (latest filing).
What is the total interest income (latest filing)?
$2.30M.