Vermilion Bank & Trust Company
Kaplan, LA
IDRSSD: 754536
Total Assets
$144.92M
Latest filing
Total Deposits
$126.74M
Latest filing
Net Interest Margin
4.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Vermilion Bank & Trust Company
420 N Cushing Ave
Kaplan, LA 70548
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/08/1958FDIC Certificate 11783
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Vermilion Bank & Trust Company (Main) | 420 N Cushing Ave | Kaplan, LA |
| GUEYDAN BRANCH | 211 Main St | Gueydan, LA |
| WEST-END MOTOR BRANCH | 900 Veterans Memorial Dr | Kaplan, LA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/08/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70548 |
| State and County Number | 22113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/08/1958 |
| Primary Insurance Agency | DIF |
| Website | http://www.vermilionbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17841 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.92M |
| Total Deposits | $126.74M |
| Total Liabilities | $128.66M |
| Total Equity Capital | $16.26M |
| Net Income | $746.00k |
| Net Loans and Leases | $67.58M |
| Assets Per Employee ($Millions) | $6.04M |
| Bank Premises and Fixed Assets | $243.00k |
| Cash and Balances due from Depository Institutions | $47.05M |
| Deposits Held in Domestic Offices | $126.74M |
Key Performance Ratios
| Return on Assets (ROA) | 2.06% |
| Return on Equity (ROE) | 18.84% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 56.38% |
| Tier 1 Risk-Based Capital Ratio | 22.692% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.218% |
| Earning Assets to total Assets | 96.41% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $214.00k |
| Total Interest Expense | $297.00k |
| Total Noninterest Expense | $990.00k |
| Net Interest Income | $1.54M |
| Pre-tax Net Operating Income | $746.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.92M |
| Total Liabilities and Capital | $144.92M |
Securities
| Securities | $27.32M |
| Available-for-sale debt securities | $27.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vermilion Bank & Trust Company?
$144.92M as of the latest filing.
How much are Vermilion Bank & Trust Company's total deposits?
$126.74M in total deposits.
Where is Vermilion Bank & Trust Company located?
Kaplan, LA.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
3.
When was it established?
03/08/1958.
What is the Return on Assets (ROA)?
2.06%.
How much are total loans and leases?
$67.58M (latest filing).
What is the total interest income (latest filing)?
$1.84M.