Vermilion Bank & Trust Company
Kaplan, LA
IDRSSD: 754536
Total Assets
$168.66M
Latest filing
Total Deposits
$151.78M
Latest filing
Net Interest Margin
4.15%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Vermilion Bank & Trust Company
420 N Cushing Ave
Kaplan, LA 70548
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/08/1958FDIC Certificate 11783
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Vermilion Bank & Trust Company (Main) | 420 N Cushing Ave | Kaplan, LA |
| GUEYDAN BRANCH | 211 Main St | Gueydan, LA |
| WEST-END MOTOR BRANCH | 900 Veterans Memorial Dr | Kaplan, LA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/08/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70548 |
| State and County Number | 22113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/08/1958 |
| Primary Insurance Agency | DIF |
| Website | http://www.vermilionbank.com |
| Data Updated | 01/30/2026 |
| CERT | 17841 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.66M |
| Total Deposits | $151.78M |
| Total Liabilities | $152.99M |
| Total Equity Capital | $15.67M |
| Net Income | $963.00k |
| Net Loans and Leases | $64.94M |
| Assets Per Employee ($Millions) | $7.03M |
| Bank Premises and Fixed Assets | $325.00k |
| Cash and Balances due from Depository Institutions | $65.31M |
| Deposits Held in Domestic Offices | $151.78M |
Key Performance Ratios
| Return on Assets (ROA) | 2.46% |
| Return on Equity (ROE) | 24.13% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 47.63% |
| Tier 1 Risk-Based Capital Ratio | 21.306% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.292% |
| Earning Assets to total Assets | 95.84% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $277.00k |
| Total Interest Expense | $278.00k |
| Total Noninterest Expense | $876.00k |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $963.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.21M |
| Total Liabilities and Capital | $168.66M |
Securities
| Securities | $35.45M |
| Available-for-sale debt securities | $35.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vermilion Bank & Trust Company?
$168.66M as of the latest filing.
How much are Vermilion Bank & Trust Company's total deposits?
$151.78M in total deposits.
Where is Vermilion Bank & Trust Company located?
Kaplan, LA.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
3.
When was it established?
03/08/1958.
What is the Return on Assets (ROA)?
2.46%.
How much are total loans and leases?
$64.94M (latest filing).
What is the total interest income (latest filing)?
$1.84M.