State Bank & Trust Company

Golden Meadow, LA
IDRSSD: 485139
Total Assets
$151.56M
Latest filing
Total Deposits
$132.55M
Latest filing
Net Interest Margin
4.10%
Profitability

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
State Bank & Trust Company
176 Washington Street
Golden Meadow, LA 70357
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/16/1953FDIC Certificate 11204

Branches (3)

Page 1 of 1
NameAddressCity / State
State Bank & Trust Company (Main)176 Washington StreetGolden Meadow, LA
LAROSE BRANCH11892 Highway 308Larose, LA
MATHEWS OFFICE BRANCH4674 Highway 1Mathews, LA
CUT OFF BRANCH14828 W Main StCut Off, LA
Showing 3 of 3

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/16/1953
Community BankYes
Ownership TypeNot Mutual
ZIP70357
State and County Number22057
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouma-Thibodaux, LA

Operational Info

Number of Employees32
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/19/2023
Date of Deposit Insurance01/16/1953
Primary Insurance AgencyDIF
Websitewww.sbtcajun.com
Data Updated01/30/2026
CERT17169
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$151.56M
Total Deposits$132.55M
Total Liabilities$138.54M
Total Equity Capital$13.02M
Net Income$471.00k
Net Loans and Leases$97.29M
Assets Per Employee ($Millions)$4.74M
Bank Premises and Fixed Assets$2.06M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$132.55M

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)14.76%
Net Interest Margin4.1%
Efficiency Ratio71.19%
Tier 1 Risk-Based Capital Ratio15.442%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.589%
Earning Assets to total Assets94.4%

Income and Expense

Total Interest Income$2.09M
Total Noninterest Income$160.00k
Total Interest Expense$619.00k
Total Noninterest Expense$1.16M
Net Interest Income$1.48M
Pre-tax Net Operating Income$471.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$991.00k
Total Liabilities and Capital$151.56M

Securities

Securities$40.27M
Available-for-sale debt securities$28.13M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$12.14M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of State Bank & Trust Company?
$151.56M as of the latest filing.
How much are State Bank & Trust Company's total deposits?
$132.55M in total deposits.
Where is State Bank & Trust Company located?
Golden Meadow, LA.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
4.
When was it established?
01/16/1953.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$97.29M (latest filing).
What is the total interest income (latest filing)?
$2.09M.