Simmesport State Bank
Simmesport, LA
IDRSSD: 844138
Total Assets
$208.75M
Latest filing
Total Deposits
$181.73M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Simmesport State Bank
16495 Highway 1
Simmesport, LA 71369
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1956FDIC Certificate 11559
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Simmesport State Bank (Main) | 16495 Highway 1 | Simmesport, LA |
| SIMMESPORT STATE BANK - MANSURA BRANCH | 7332 Highway 1 | Mansura, LA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1956 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71369 |
| State and County Number | 22009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/21/2023 |
| Date of Deposit Insurance | 05/01/1956 |
| Primary Insurance Agency | DIF |
| Website | www.simmesportstatebank.net |
| Data Updated | 11/14/2025 |
| CERT | 17587 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $208.75M |
| Total Deposits | $181.73M |
| Total Liabilities | $185.41M |
| Total Equity Capital | $23.34M |
| Net Income | $609.00k |
| Net Loans and Leases | $167.65M |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $3.21M |
| Cash and Balances due from Depository Institutions | $26.24M |
| Deposits Held in Domestic Offices | $181.73M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 10.58% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 56.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.182% |
| Earning Assets to total Assets | 92.56% |
Income and Expense
| Total Interest Income | $3.46M |
| Total Noninterest Income | $144.00k |
| Total Interest Expense | $1.35M |
| Total Noninterest Expense | $1.28M |
| Net Interest Income | $2.12M |
| Pre-tax Net Operating Income | $393.00k |
| Provision for Credit Losses | $584.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.25M |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $684.00k |
| Total Liabilities and Capital | $208.75M |
Securities
| Securities | $2.61M |
| Available-for-sale debt securities | $2.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Simmesport State Bank?
$208.75M as of the latest filing.
How much are Simmesport State Bank's total deposits?
$181.73M in total deposits.
Where is Simmesport State Bank located?
Simmesport, LA.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1956.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$167.65M (latest filing).
What is the total interest income (latest filing)?
$3.46M.