Simmesport State Bank

Simmesport, LA
IDRSSD: 844138
Total Assets
$200.05M
Latest filing
Total Deposits
$175.92M
Latest filing
Net Interest Margin
4.28%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

065204951SIMMESPORT, LA

Key People

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Locations

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Main Office
Simmesport State Bank
16495 Highway 1
Simmesport, LA 71369
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1956FDIC Certificate 11559

Branches (1)

Page 1 of 1
NameAddressCity / State
Simmesport State Bank (Main)16495 Highway 1Simmesport, LA
SIMMESPORT STATE BANK - MANSURA BRANCH7332 Highway 1Mansura, LA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/01/1956
Community BankYes
Ownership TypeNot Mutual
ZIP71369
State and County Number22009
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees26
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/21/2023
Date of Deposit Insurance05/01/1956
Primary Insurance AgencyDIF
Websitewww.simmesportstatebank.net
Data Updated01/30/2026
CERT17587
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$200.05M
Total Deposits$175.92M
Total Liabilities$176.52M
Total Equity Capital$23.53M
Net Income$181.00k
Net Loans and Leases$159.78M
Assets Per Employee ($Millions)$7.69M
Bank Premises and Fixed Assets$3.16M
Cash and Balances due from Depository Institutions$26.24M
Deposits Held in Domestic Offices$175.92M

Key Performance Ratios

Return on Assets (ROA)0.35%
Return on Equity (ROE)3.09%
Net Interest Margin4.28%
Efficiency Ratio71.86%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.84%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.763%
Earning Assets to total Assets93.42%

Income and Expense

Total Interest Income$3.25M
Total Noninterest Income$175.00k
Total Interest Expense$1.21M
Total Noninterest Expense$1.59M
Net Interest Income$2.04M
Pre-tax Net Operating Income$191.00k
Provision for Credit Losses$431.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.17M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$592.00k
Total Liabilities and Capital$200.05M

Securities

Securities$2.12M
Available-for-sale debt securities$2.12M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Simmesport State Bank?
$200.05M as of the latest filing.
How much are Simmesport State Bank's total deposits?
$175.92M in total deposits.
Where is Simmesport State Bank located?
Simmesport, LA.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1956.
What is the Return on Assets (ROA)?
0.35%.
How much are total loans and leases?
$159.78M (latest filing).
What is the total interest income (latest filing)?
$3.25M.