Bank of Oak Ridge
Oak Ridge, LA
IDRSSD: 687054
Total Assets
$134.71M
Latest filing
Total Deposits
$114.27M
Latest filing
Net Interest Margin
4.38%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Oak Ridge
105 N Oak St
Oak Ridge, LA 71264
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1910FDIC Certificate 14890
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Oak Ridge (Main) | 105 N Oak St | Oak Ridge, LA |
| MONROE BRANCH | 2360 Tower Dr Ste 107 | Monroe, LA |
| WEST MONROE BRANCH | 1905 N 7th St | West Monroe, LA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71264 |
| State and County Number | 22067 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Monroe, LA |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/11/1974 |
| Primary Insurance Agency | DIF |
| Website | www.bankofoakridge.bank |
| Data Updated | 01/30/2026 |
| CERT | 21529 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $134.71M |
| Total Deposits | $114.27M |
| Total Liabilities | $119.32M |
| Total Equity Capital | $15.38M |
| Net Income | $368.00k |
| Net Loans and Leases | $108.32M |
| Assets Per Employee ($Millions) | $6.12M |
| Bank Premises and Fixed Assets | $2.63M |
| Cash and Balances due from Depository Institutions | $18.74M |
| Deposits Held in Domestic Offices | $114.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 9.56% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 67.2% |
| Tier 1 Risk-Based Capital Ratio | 14.088% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.42% |
| Earning Assets to total Assets | 95.11% |
Income and Expense
| Total Interest Income | $2.06M |
| Total Noninterest Income | $11.00k |
| Total Interest Expense | $702.00k |
| Total Noninterest Expense | $918.00k |
| Net Interest Income | $1.35M |
| Pre-tax Net Operating Income | $368.00k |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $549.00k |
| Total Liabilities and Capital | $134.71M |
Securities
| Securities | $2.43M |
| Available-for-sale debt securities | $2.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Oak Ridge?
$134.71M as of the latest filing.
How much are Bank of Oak Ridge's total deposits?
$114.27M in total deposits.
Where is Bank of Oak Ridge located?
Oak Ridge, LA.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1910.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$108.32M (latest filing).
What is the total interest income (latest filing)?
$2.06M.