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Bank of Sunset and Trust Company

Sunset, LA
IDRSSD: 910239
Total Assets
$190.46M
Latest filing
Total Deposits
$168.85M
Latest filing
Net Interest Margin
4.97%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1906
Community BankYes
Ownership TypeNot Mutual
ZIP70584
State and County Number22097
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameOpelousas, LA

Operational Info

Number of Employees37
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/09/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofsunset.com
Data Updated11/14/2025
CERT11788
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$190.46M
Total Deposits$168.85M
Total Liabilities$171.40M
Total Equity Capital$19.05M
Net Income$696.00k
Net Loans and Leases$150.37M
Assets Per Employee ($Millions)$5.6M
Bank Premises and Fixed Assets$2.75M
Cash and Balances due from Depository Institutions$10.19M
Deposits Held in Domestic Offices$168.85M

Key Performance Ratios

Return on Assets (ROA)1.44%
Return on Equity (ROE)14.96%
Net Interest Margin4.97%
Efficiency Ratio57.9%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.28%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.005%
Earning Assets to total Assets92.56%

Income and Expense

Total Interest Income$2.95M
Total Noninterest Income$139.00k
Total Interest Expense$724.00k
Total Noninterest Expense$1.37M
Net Interest Income$2.22M
Pre-tax Net Operating Income$859.00k
Provision for Credit Losses$135.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.55M
Total Liabilities and Capital$190.46M

Securities

Securities$18.10M
Available-for-sale debt securities$18.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Sunset and Trust Company?
$190.46M as of the latest filing.
How much are Bank of Sunset and Trust Company's total deposits?
$168.85M in total deposits.
Where is Bank of Sunset and Trust Company located?
Sunset, LA.
What is the Net Interest Margin?
4.97%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$150.37M (latest filing).
What is the total interest income (latest filing)?
$2.95M.