Charles Schwab Premier Bank, SSB
Westlake, TX
IDRSSD: 1893049
Total Assets
$27.02B
Latest filing
Total Deposits
$25.00B
Latest filing
Net Interest Margin
2.45%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Charles Schwab Premier Bank, SSB
3000 Schwab Way
Westlake, TX 76262
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/30/1991FDIC Certificate 47221
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Charles Schwab Premier Bank, SSB (Main) | 3000 Schwab Way | Westlake, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/30/1991 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 76262 |
| State and County Number | 48121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 151 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 08/30/1991 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 33497 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $27.02B |
| Total Deposits | $25.00B |
| Total Liabilities | $25.03B |
| Total Equity Capital | $2.00B |
| Net Income | $101.00M |
| Net Loans and Leases | $3.49B |
| Assets Per Employee ($Millions) | $136.47M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $3.21B |
| Deposits Held in Domestic Offices | $25.00B |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 19.43% |
| Net Interest Margin | 2.45% |
| Efficiency Ratio | 14.65% |
| Tier 1 Risk-Based Capital Ratio | 3,049,000% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.383% |
| Earning Assets to total Assets | 98.2% |
Income and Expense
| Total Interest Income | $159.00M |
| Total Noninterest Income | $0 |
| Total Interest Expense | $2.00M |
| Total Noninterest Expense | $23.00M |
| Net Interest Income | $157.00M |
| Pre-tax Net Operating Income | $134.00M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $22.00M |
| Total Liabilities and Capital | $27.02B |
Securities
| Securities | $19.84B |
| Available-for-sale debt securities | $5.19B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $14.65B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Charles Schwab Premier Bank, SSB?
$27.02B as of the latest filing.
How much are Charles Schwab Premier Bank, SSB's total deposits?
$25.00B in total deposits.
Where is Charles Schwab Premier Bank, SSB located?
Westlake, TX.
What is the Net Interest Margin?
2.45%.
How many domestic offices does it operate?
1.
When was it established?
08/30/1991.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$3.49B (latest filing).
What is the total interest income (latest filing)?
$159.00M.