Southside Bank

Tyler, TX
IDRSSD: 361167
Total Assets
$8.38B
Latest filing
Total Deposits
$7.07B
Latest filing
Net Interest Margin
3.10%
Profitability

Locations

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Main Office
Southside Bank
1201 S Beckham Ave
Tyler, TX 75701
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/03/1960FDIC Certificate 12213

Branches (56)

Page 1 of 8
NameAddressCity / State
Southside Bank (Main)1201 S Beckham AveTyler, TX
DIBOLL BRANCH104 N Temple DrDiboll, TX
PINELAND BRANCH102 Timberland HwyPineland, TX
CLEVELAND BRANCH200 E Crockett StCleveland, TX
WEST LUFKIN BRANCH2510 W Frank AveLufkin, TX
CHESTNUT VILLAGE BRANCH541 S Timberland DrLufkin, TX
NACOGDOCHES BRANCH1009 N University DrNacogdoches, TX
HEMPHILL BRANCH725 Sabine StHemphill, TX
Showing 7 of 56

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/03/1960
Community BankNo
Ownership TypeNot Mutual
ZIP75701
State and County Number48423
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTyler, TX

Operational Info

Number of Employees792
Domestic Offices57
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/03/1960
Primary Insurance AgencyDIF
Websitewww.southside.com
Data Updated11/14/2025
CERT18297
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.38B
Total Deposits$7.07B
Total Liabilities$7.35B
Total Equity Capital$1.03B
Net Income$8.13M
Net Loans and Leases$4.72B
Assets Per Employee ($Millions)$10.68M
Bank Premises and Fixed Assets$159.38M
Cash and Balances due from Depository Institutions$455.78M
Deposits Held in Domestic Offices$7.07B

Key Performance Ratios

Return on Assets (ROA)0.39%
Return on Equity (ROE)3.3%
Net Interest Margin3.1%
Efficiency Ratio51.31%
Tier 1 Risk-Based Capital Ratio16.341%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.245%
Earning Assets to total Assets91.43%

Income and Expense

Total Interest Income$101.86M
Total Noninterest Income$12.42M
Total Interest Expense$42.83M
Total Noninterest Expense$36.84M
Net Interest Income$59.03M
Pre-tax Net Operating Income$33.52M
Provision for Credit Losses$1.09M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$128.00k
Other borrowed funds$101.33M
Federal Funds Sold & Reverse Repurchase Agreement$11.13M
Federal Funds Purchased and Repurchased Agreement$99.37M
All Other Liabilities$82.76M
Total Liabilities and Capital$8.38B

Securities

Securities$2.56B
Available-for-sale debt securities$1.29B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.26B
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Southside Bank?
$8.38B as of the latest filing.
How much are Southside Bank's total deposits?
$7.07B in total deposits.
Where is Southside Bank located?
Tyler, TX.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
57.
When was it established?
10/03/1960.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$4.72B (latest filing).
What is the total interest income (latest filing)?
$101.86M.