Woodforest National Bank
The Woodlands, TX
IDRSSD: 412751
Total Assets
$9.25B
Latest filing
Total Deposits
$8.44B
Latest filing
Net Interest Margin
4.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
4 routesView all→
053112592HOUSTON, TX113008465HOUSTON, TX044115809THE WOODLANDS, TX314972853THE WOODLANDS, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Woodforest National Bank
1330 Lake Robbins Dr
The Woodlands, TX 77380
Limited Service - Administrative
Updated 01/30/2026Established 09/05/1980FDIC Certificate 16273
Branches (742)
Page 1 of 106| Name | Address | City / State |
|---|---|---|
| Woodforest National Bank (Main) | 1330 Lake Robbins Dr | The Woodlands, TX |
| 0108 HIGHLANDS BRANCH | 420 S Main St | Highlands, TX |
| 0302 CONROE 105 TRADITIONAL BRANCH | 3101 W Davis St | Conroe, TX |
| 0107 SHELDON BRANCH | 528 Sheldon Rd | Channelview, TX |
| 0501 GULF FREEWAY BRANCH | 5808 Gulf Fwy | Houston, TX |
| 0203 ATASCOCITA KROGER BRANCH | 19300 W Lake Houston Pkwy | Humble, TX |
| NORMANDY BRANCH | 12620 Woodforest Blvd | Houston, TX |
| 0301 RAYFORD BRANCH | 327 Rayford Rd | Spring, TX |
Showing 7 of 742
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/05/1980 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 77380 |
| State and County Number | 48339 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 4,342 |
| Domestic Offices | 743 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/05/1980 |
| Primary Insurance Agency | DIF |
| Website | www.woodforest.com |
| Data Updated | 01/30/2026 |
| CERT | 23220 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.25B |
| Total Deposits | $8.44B |
| Total Liabilities | $8.49B |
| Total Equity Capital | $756.56M |
| Net Income | $25.43M |
| Net Loans and Leases | $6.05B |
| Assets Per Employee ($Millions) | $2.14M |
| Bank Premises and Fixed Assets | $197.09M |
| Cash and Balances due from Depository Institutions | $1.15B |
| Deposits Held in Domestic Offices | $8.44B |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 13.5% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 78.65% |
| Tier 1 Risk-Based Capital Ratio | 10.599% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.52% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.18% |
| Earning Assets to total Assets | 92.19% |
Income and Expense
| Total Interest Income | $118.70M |
| Total Noninterest Income | $111.39M |
| Total Interest Expense | $25.39M |
| Total Noninterest Expense | $161.38M |
| Net Interest Income | $93.31M |
| Pre-tax Net Operating Income | $31.32M |
| Provision for Credit Losses | $12.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $13.26M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.29M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $49.46M |
| Total Liabilities and Capital | $9.25B |
Securities
| Securities | $1.53B |
| Available-for-sale debt securities | $524.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $881.23M |
| Subordinated Debt | $0 |
| Trading Account Assets | $1.69M |
| Trading Liabilities | $1.69M |
Frequently Asked Questions
What are the total assets of Woodforest National Bank?
$9.25B as of the latest filing.
How much are Woodforest National Bank's total deposits?
$8.44B in total deposits.
Where is Woodforest National Bank located?
The Woodlands, TX.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
743.
When was it established?
09/05/1980.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$6.05B (latest filing).
What is the total interest income (latest filing)?
$118.70M.