First Financial Bank
Abilene, TX
IDRSSD: 470050
Total Assets
$15.38B
Latest filing
Total Deposits
$13.50B
Latest filing
Net Interest Margin
3.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Financial Bank
400 Pine St
Abilene, TX 79601
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1889FDIC Certificate 1952
Branches (82)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| First Financial Bank (Main) | 400 Pine St | Abilene, TX |
| THE CITY STATE BANK OF PALACIOS BRANCH | 459 Main St | Palacios, TX |
| FIRST FINANCIAL HEREFORD BRANCH | Third And Sampson Streets | Hereford, TX |
| FIRST FINANCIAL SWEETWATER BRANCH | 201 Elm St | Sweetwater, TX |
| RIVER OAKS BRANCH | 3300 S 14th St | Abilene, TX |
| CLYDE BRANCH | 718 Elm Street | Clyde, TX |
| FIRST FINANCIAL SAN ANGELO BRANCH | 301 W Beauregard Ave | San Angelo, TX |
| ALEDO BRANCH | 505 N Fm 1187 | Aledo, TX |
Showing 7 of 82
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79601 |
| State and County Number | 48441 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Abilene, TX |
Operational Info
| Number of Employees | 1,445 |
| Domestic Offices | 83 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/23/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffin.com/ |
| Data Updated | 01/30/2026 |
| CERT | 3066 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $15.38B |
| Total Deposits | $13.50B |
| Total Liabilities | $13.64B |
| Total Equity Capital | $1.74B |
| Net Income | $68.63M |
| Net Loans and Leases | $8.08B |
| Assets Per Employee ($Millions) | $10.49M |
| Bank Premises and Fixed Assets | $148.11M |
| Cash and Balances due from Depository Institutions | $1.08B |
| Deposits Held in Domestic Offices | $13.50B |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 16.34% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 48.79% |
| Tier 1 Risk-Based Capital Ratio | 18.174% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.32% |
| Earning Assets to total Assets | 93.48% |
Income and Expense
| Total Interest Income | $182.55M |
| Total Noninterest Income | $28.13M |
| Total Interest Expense | $51.59M |
| Total Noninterest Expense | $77.70M |
| Net Interest Income | $130.96M |
| Pre-tax Net Operating Income | $83.87M |
| Provision for Credit Losses | $-2,485,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $280.00k |
| Other borrowed funds | $21.05M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.57M |
| Federal Funds Purchased and Repurchased Agreement | $63.58M |
| All Other Liabilities | $56.60M |
| Total Liabilities and Capital | $15.38B |
Securities
| Securities | $5.47B |
| Available-for-sale debt securities | $5.46B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Financial Bank?
$15.38B as of the latest filing.
How much are First Financial Bank's total deposits?
$13.50B in total deposits.
Where is First Financial Bank located?
Abilene, TX.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
83.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$8.08B (latest filing).
What is the total interest income (latest filing)?
$182.55M.