First Financial Bank
Abilene, TX
IDRSSD: 470050
Total Assets
$14.78B
Latest filing
Total Deposits
$12.99B
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Financial Bank
400 Pine St
Abilene, TX 79601
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1889FDIC Certificate 1952
Branches (82)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| First Financial Bank (Main) | 400 Pine St | Abilene, TX |
| THE CITY STATE BANK OF PALACIOS BRANCH | 459 Main St | Palacios, TX |
| FIRST FINANCIAL HEREFORD BRANCH | Third And Sampson Streets | Hereford, TX |
| FIRST FINANCIAL SWEETWATER BRANCH | 201 Elm St | Sweetwater, TX |
| RIVER OAKS BRANCH | 3300 S 14th St | Abilene, TX |
| CLYDE BRANCH | 718 Elm Street | Clyde, TX |
| FIRST FINANCIAL SAN ANGELO BRANCH | 301 W Beauregard Ave | San Angelo, TX |
| ALEDO BRANCH | 505 N Fm 1187 | Aledo, TX |
Showing 7 of 82
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Avana Bank
Abilene, Texas
→
Assets: $38.33MΔ -99.7%
NexBank
Dallas, Texas
→
Assets: $14.18BΔ -1.0%
PlainsCapital Bank
University Park, Texas
→
Assets: $12.41BΔ -13.4%
Stellar Bank
Houston, Texas
→
Assets: $10.49BΔ -26.8%
Amarillo National Bank
Amarillo, Texas
→
Assets: $9.82BΔ -31.5%
International Bank of Commerce
Laredo, Texas
→
Assets: $9.73BΔ -32.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79601 |
| State and County Number | 48441 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Abilene, TX |
Operational Info
| Number of Employees | 1,452 |
| Domestic Offices | 83 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/23/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffin.com/ |
| Data Updated | 11/14/2025 |
| CERT | 3066 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $14.78B |
| Total Deposits | $12.99B |
| Total Liabilities | $13.16B |
| Total Equity Capital | $1.62B |
| Net Income | $48.81M |
| Net Loans and Leases | $8.16B |
| Assets Per Employee ($Millions) | $10.23M |
| Bank Premises and Fixed Assets | $147.72M |
| Cash and Balances due from Depository Institutions | $639.04M |
| Deposits Held in Domestic Offices | $12.99B |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 12.11% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 43.9% |
| Tier 1 Risk-Based Capital Ratio | 17.421% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.67% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.961% |
| Earning Assets to total Assets | 93.34% |
Income and Expense
| Total Interest Income | $179.46M |
| Total Noninterest Income | $21.12M |
| Total Interest Expense | $52.79M |
| Total Noninterest Expense | $64.97M |
| Net Interest Income | $126.66M |
| Pre-tax Net Operating Income | $58.39M |
| Provision for Credit Losses | $24.43M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.87M |
| Other borrowed funds | $21.05M |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.75M |
| Federal Funds Purchased and Repurchased Agreement | $51.55M |
| All Other Liabilities | $96.70M |
| Total Liabilities and Capital | $14.78B |
Securities
| Securities | $5.22B |
| Available-for-sale debt securities | $5.21B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Financial Bank?
$14.78B as of the latest filing.
How much are First Financial Bank's total deposits?
$12.99B in total deposits.
Where is First Financial Bank located?
Abilene, TX.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
83.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$8.16B (latest filing).
What is the total interest income (latest filing)?
$179.46M.