Charles Schwab Bank, SSB
Westlake, TX
IDRSSD: 3150447
Total Assets
$253.77B
Latest filing
Total Deposits
$230.50B
Latest filing
Net Interest Margin
1.95%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
111994364WESTLAKE, TX121202211WESTLAKE, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Charles Schwab Bank, SSB
3000 Schwab Way
Westlake, TX 76262
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/28/2003FDIC Certificate 363798
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Charles Schwab Bank, SSB (Main) | 3000 Schwab Way | Westlake, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/28/2003 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 76262 |
| State and County Number | 48121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 1,074 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/28/2003 |
| Primary Insurance Agency | DIF |
| Website | www.schwabbank.com |
| Data Updated | 01/30/2026 |
| CERT | 57450 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $253.77B |
| Total Deposits | $230.50B |
| Total Liabilities | $235.11B |
| Total Equity Capital | $18.66B |
| Net Income | $724.00M |
| Net Loans and Leases | $54.70B |
| Assets Per Employee ($Millions) | $238.73M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $24.65B |
| Deposits Held in Domestic Offices | $230.50B |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 14.49% |
| Net Interest Margin | 1.95% |
| Efficiency Ratio | 17.61% |
| Tier 1 Risk-Based Capital Ratio | 28,126,000% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.352% |
| Earning Assets to total Assets | 97.37% |
Income and Expense
| Total Interest Income | $1.47B |
| Total Noninterest Income | $10.00M |
| Total Interest Expense | $294.00M |
| Total Noninterest Expense | $209.00M |
| Net Interest Income | $1.18B |
| Pre-tax Net Operating Income | $964.00M |
| Provision for Credit Losses | $14.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.00M |
| Other borrowed funds | $1.85B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.25B |
| All Other Liabilities | $1.51B |
| Total Liabilities and Capital | $253.77B |
Securities
| Securities | $167.81B |
| Available-for-sale debt securities | $53.76B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $114.06B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Charles Schwab Bank, SSB?
$253.77B as of the latest filing.
How much are Charles Schwab Bank, SSB's total deposits?
$230.50B in total deposits.
Where is Charles Schwab Bank, SSB located?
Westlake, TX.
What is the Net Interest Margin?
1.95%.
How many domestic offices does it operate?
1.
When was it established?
04/28/2003.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$54.70B (latest filing).
What is the total interest income (latest filing)?
$1.47B.