Prosperity Bank
El Campo, TX
IDRSSD: 664756
Total Assets
$38.36B
Latest filing
Total Deposits
$28.16B
Latest filing
Net Interest Margin
3.30%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Prosperity Bank
1301 N Mechanic St
El Campo, TX 77437
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/13/1949FDIC Certificate 10936
Branches (323)
Page 1 of 47| Name | Address | City / State |
|---|---|---|
| Prosperity Bank (Main) | 1301 N Mechanic St | El Campo, TX |
| RED OAK BRANCH | 500 N Interstate 35 Service Road | Red Oak, TX |
| HARVARD BRANCH - TULSA OK | 1330 S Harvard Ave | Tulsa, OK |
| AMERICAN STATE BANK BRANCH | 1401 Avenue Q | Lubbock, TX |
| DIME BOX BRANCH | 1008 West Bowers Street | Dime Box, TX |
| UTICA TOWER BRANCH | 1924 S Utica Ave | Tulsa, OK |
| GONZALES BRANCH | 508 Saint Louis St | Gonzales, TX |
| TEXAS AVENUE BRANCH | 600 N Texas Ave | Odessa, TX |
Showing 7 of 323
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/13/1949 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 77437 |
| State and County Number | 48481 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | El Campo, TX |
Operational Info
| Number of Employees | 3,921 |
| Domestic Offices | 325 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2024 |
| Date of Deposit Insurance | 09/13/1949 |
| Primary Insurance Agency | DIF |
| Website | www.prosperitybankusa.com |
| Data Updated | 11/14/2025 |
| CERT | 16835 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $38.36B |
| Total Deposits | $28.16B |
| Total Liabilities | $30.94B |
| Total Equity Capital | $7.42B |
| Net Income | $141.10M |
| Net Loans and Leases | $21.69B |
| Assets Per Employee ($Millions) | $9.74M |
| Bank Premises and Fixed Assets | $410.61M |
| Cash and Balances due from Depository Institutions | $1.79B |
| Deposits Held in Domestic Offices | $28.16B |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 7.64% |
| Net Interest Margin | 3.3% |
| Efficiency Ratio | 41.55% |
| Tier 1 Risk-Based Capital Ratio | 16.519% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.348% |
| Earning Assets to total Assets | 87.02% |
Income and Expense
| Total Interest Income | $399.71M |
| Total Noninterest Income | $38.76M |
| Total Interest Expense | $124.42M |
| Total Noninterest Expense | $134.09M |
| Net Interest Income | $275.29M |
| Pre-tax Net Operating Income | $179.96M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $13.75M |
| Other borrowed funds | $2.40B |
| Federal Funds Sold & Reverse Repurchase Agreement | $210.00k |
| Federal Funds Purchased and Repurchased Agreement | $185.80M |
| All Other Liabilities | $190.65M |
| Total Liabilities and Capital | $38.36B |
Securities
| Securities | $10.23B |
| Available-for-sale debt securities | $332.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $9.90B |
| Subordinated Debt | $0 |
| Trading Account Assets | $250.00k |
| Trading Liabilities | $56.00k |
Frequently Asked Questions
What are the total assets of Prosperity Bank?
$38.36B as of the latest filing.
How much are Prosperity Bank's total deposits?
$28.16B in total deposits.
Where is Prosperity Bank located?
El Campo, TX.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
325.
When was it established?
09/13/1949.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$21.69B (latest filing).
What is the total interest income (latest filing)?
$399.71M.