Kaw Valley State Bank and Trust Company
Wamego, KS
IDRSSD: 368951
Total Assets
$305.93M
Latest filing
Total Deposits
$257.45M
Latest filing
Net Interest Margin
3.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Kaw Valley State Bank and Trust Company
1015 Kaw Valley Park Cir
Wamego, KS 66547
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/03/1913FDIC Certificate 11777
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kaw Valley State Bank and Trust Company (Main) | 1015 Kaw Valley Park Cir | Wamego, KS |
| ST. MARYS BRANCH | 414 W Bertrand Ave | Saint Marys, KS |
| CLIFTON BRANCH | 103 E Parallel St | Clifton, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/03/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66547 |
| State and County Number | 20149 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Manhattan, KS |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/23/1958 |
| Primary Insurance Agency | DIF |
| Website | kvsb.com |
| Data Updated | 01/30/2026 |
| CERT | 17832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $305.93M |
| Total Deposits | $257.45M |
| Total Liabilities | $273.63M |
| Total Equity Capital | $32.30M |
| Net Income | $1.73M |
| Net Loans and Leases | $171.17M |
| Assets Per Employee ($Millions) | $7.11M |
| Bank Premises and Fixed Assets | $1.19M |
| Cash and Balances due from Depository Institutions | $27.88M |
| Deposits Held in Domestic Offices | $257.45M |
Key Performance Ratios
| Return on Assets (ROA) | 2.31% |
| Return on Equity (ROE) | 22.22% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 42.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.558% |
| Earning Assets to total Assets | 97.85% |
Income and Expense
| Total Interest Income | $4.20M |
| Total Noninterest Income | $488.00k |
| Total Interest Expense | $1.52M |
| Total Noninterest Expense | $1.36M |
| Net Interest Income | $2.68M |
| Pre-tax Net Operating Income | $1.80M |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $492.00k |
| Total Liabilities and Capital | $305.93M |
Securities
| Securities | $94.95M |
| Available-for-sale debt securities | $94.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kaw Valley State Bank and Trust Company?
$305.93M as of the latest filing.
How much are Kaw Valley State Bank and Trust Company's total deposits?
$257.45M in total deposits.
Where is Kaw Valley State Bank and Trust Company located?
Wamego, KS.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
3.
When was it established?
03/03/1913.
What is the Return on Assets (ROA)?
2.31%.
How much are total loans and leases?
$171.17M (latest filing).
What is the total interest income (latest filing)?
$4.20M.