Kaw Valley State Bank and Trust Company
Wamego, KS
IDRSSD: 368951
Total Assets
$295.00M
Latest filing
Total Deposits
$260.32M
Latest filing
Net Interest Margin
3.46%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Kaw Valley State Bank and Trust Company
1015 Kaw Valley Park Cir
Wamego, KS 66547
Full Service - Brick and Mortar
Updated 04/10/2026Established 03/03/1913FDIC Certificate 11777
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kaw Valley State Bank and Trust Company (Main) | 1015 Kaw Valley Park Cir | Wamego, KS |
| ST. MARYS BRANCH | 414 W Bertrand Ave | Saint Marys, KS |
| CLIFTON BRANCH | 103 E Parallel St | Clifton, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/03/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66547 |
| State and County Number | 20149 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Manhattan, KS |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/23/1958 |
| Primary Insurance Agency | DIF |
| Website | kvsb.com |
| Data Updated | 04/10/2026 |
| CERT | 17832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $295.00M |
| Total Deposits | $260.32M |
| Total Liabilities | $261.69M |
| Total Equity Capital | $33.31M |
| Net Income | $1.43M |
| Net Loans and Leases | $182.66M |
| Assets Per Employee ($Millions) | $6.7M |
| Bank Premises and Fixed Assets | $1.17M |
| Cash and Balances due from Depository Institutions | $16.52M |
| Deposits Held in Domestic Offices | $260.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 17.46% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 48.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.291% |
| Earning Assets to total Assets | 97.98% |
Income and Expense
| Total Interest Income | $4.04M |
| Total Noninterest Income | $399.00k |
| Total Interest Expense | $1.50M |
| Total Noninterest Expense | $1.43M |
| Net Interest Income | $2.54M |
| Pre-tax Net Operating Income | $1.49M |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $684.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.49M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $684.00k |
| Total Liabilities and Capital | $295.00M |
Securities
| Securities | $79.76M |
| Available-for-sale debt securities | $79.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kaw Valley State Bank and Trust Company?
$295.00M as of the latest filing.
How much are Kaw Valley State Bank and Trust Company's total deposits?
$260.32M in total deposits.
Where is Kaw Valley State Bank and Trust Company located?
Wamego, KS.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
3.
When was it established?
03/03/1913.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$182.66M (latest filing).
What is the total interest income (latest filing)?
$4.04M.