Heritage Bank
Topeka, KS
IDRSSD: 3120897
Total Assets
$290.55M
Latest filing
Total Deposits
$234.01M
Latest filing
Net Interest Margin
4.64%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Heritage Bank
3024 Sw Wanamaker Rd
Topeka, KS 66614
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/14/2003FDIC Certificate 365454
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Heritage Bank (Main) | 3024 Sw Wanamaker Rd | Topeka, KS |
| WESTRIDGE BRANCH | 5926 Sw 21st St | Topeka, KS |
| FIDELITY STATE BANK AND TRUST COMPANY BRANCH | 600 S Kansas Ave | Topeka, KS |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Community Bank
Topeka, Kansas
→
Assets: $179.61MΔ +14.2%
Kaw Valley Bank
Topeka, Kansas
→
Assets: $311.32MΔ +97.9%
Silver Lake Bank
Topeka, Kansas
→
Assets: $505.21MΔ +221.1%
CoreFirst Bank & Trust
Topeka, Kansas
→
Assets: $1.25BΔ +692.3%
Capitol Federal Savings Bank
Topeka, Kansas
→
Assets: $9.70BΔ +6068.6%
First Bank
Sterling, Kansas
→
Assets: $157.08MΔ -0.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/14/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66614 |
| State and County Number | 20177 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/16/2025 |
| Date of Deposit Insurance | 04/14/2003 |
| Primary Insurance Agency | DIF |
| Website | www.heritagebankonline.com |
| Data Updated | 11/14/2025 |
| CERT | 57548 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $290.55M |
| Total Deposits | $234.01M |
| Total Liabilities | $256.85M |
| Total Equity Capital | $33.70M |
| Net Income | $477.00k |
| Net Loans and Leases | $217.41M |
| Assets Per Employee ($Millions) | $6.92M |
| Bank Premises and Fixed Assets | $2.72M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $234.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.85% |
| Return on Equity (ROE) | 7.94% |
| Net Interest Margin | 4.64% |
| Efficiency Ratio | 55.29% |
| Tier 1 Risk-Based Capital Ratio | 11.871% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.6% |
| Earning Assets to total Assets | 93.37% |
Income and Expense
| Total Interest Income | $3.81M |
| Total Noninterest Income | $81.00k |
| Total Interest Expense | $1.39M |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $516.00k |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.03M |
| Federal Funds Purchased and Repurchased Agreement | $21.47M |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $290.55M |
Securities
| Securities | $41.31M |
| Available-for-sale debt securities | $41.31M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Heritage Bank?
$290.55M as of the latest filing.
How much are Heritage Bank's total deposits?
$234.01M in total deposits.
Where is Heritage Bank located?
Topeka, KS.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
1.
When was it established?
04/14/2003.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$217.41M (latest filing).
What is the total interest income (latest filing)?
$3.81M.