Heritage Bank
Topeka, KS
IDRSSD: 3120897
Total Assets
$311.15M
Latest filing
Total Deposits
$235.13M
Latest filing
Net Interest Margin
4.68%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
101100676TOPEKA, KS101115001TOPEKA, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Heritage Bank
3024 Sw Wanamaker Rd
Topeka, KS 66614
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/14/2003FDIC Certificate 365454
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Heritage Bank (Main) | 3024 Sw Wanamaker Rd | Topeka, KS |
| WESTRIDGE BRANCH | 5926 Sw 21st St | Topeka, KS |
| FIDELITY STATE BANK AND TRUST COMPANY BRANCH | 600 S Kansas Ave | Topeka, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/14/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66614 |
| State and County Number | 20177 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/16/2025 |
| Date of Deposit Insurance | 04/14/2003 |
| Primary Insurance Agency | DIF |
| Website | www.heritagebankonline.com |
| Data Updated | 01/30/2026 |
| CERT | 57548 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $311.15M |
| Total Deposits | $235.13M |
| Total Liabilities | $277.01M |
| Total Equity Capital | $34.14M |
| Net Income | $787.00k |
| Net Loans and Leases | $231.88M |
| Assets Per Employee ($Millions) | $6.91M |
| Bank Premises and Fixed Assets | $2.73M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $235.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 9.28% |
| Net Interest Margin | 4.68% |
| Efficiency Ratio | 57.23% |
| Tier 1 Risk-Based Capital Ratio | 11.196% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.85% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.972% |
| Earning Assets to total Assets | 94.83% |
Income and Expense
| Total Interest Income | $4.88M |
| Total Noninterest Income | $113.00k |
| Total Interest Expense | $1.57M |
| Total Noninterest Expense | $1.96M |
| Net Interest Income | $3.31M |
| Pre-tax Net Operating Income | $826.00k |
| Provision for Credit Losses | $640.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.17M |
| Federal Funds Purchased and Repurchased Agreement | $24.11M |
| All Other Liabilities | $767.00k |
| Total Liabilities and Capital | $311.15M |
Securities
| Securities | $37.84M |
| Available-for-sale debt securities | $37.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Heritage Bank?
$311.15M as of the latest filing.
How much are Heritage Bank's total deposits?
$235.13M in total deposits.
Where is Heritage Bank located?
Topeka, KS.
What is the Net Interest Margin?
4.68%.
How many domestic offices does it operate?
3.
When was it established?
04/14/2003.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$231.88M (latest filing).
What is the total interest income (latest filing)?
$4.88M.