SJN Bank of Kansas
Saint John, KS
IDRSSD: 412555
Total Assets
$315.10M
Latest filing
Total Deposits
$260.29M
Latest filing
Net Interest Margin
4.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101102784SAINT JOHN, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
SJN Bank of Kansas
116 E 3rd Ave
Saint John, KS 67576
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 3180
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| SJN Bank of Kansas (Main) | 116 E 3rd Ave | Saint John, KS |
| MACKSVILLE BRANCH | 130 N Main St | Macksville, KS |
| MARION BRANCH | 1100 E Main St | Marion, KS |
| BURDETT BRANCH | 105 Elm St | Burdett, KS |
| TAMPA STATE BANK BRANCH | 326 Main | Tampa, KS |
| NEKOMA STATE BANK BRANCH | 801 Main St | La Crosse, KS |
| HUDSON BRANCH | 102 N Main St | Hudson, KS |
| GREENSBURG BRANCH | 240 S Main St | Greensburg, KS |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67576 |
| State and County Number | 20185 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/10/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sjnbank.com |
| Data Updated | 01/30/2026 |
| CERT | 4766 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $315.10M |
| Total Deposits | $260.29M |
| Total Liabilities | $288.17M |
| Total Equity Capital | $26.93M |
| Net Income | $144.00k |
| Net Loans and Leases | $200.01M |
| Assets Per Employee ($Millions) | $7.33M |
| Bank Premises and Fixed Assets | $4.19M |
| Cash and Balances due from Depository Institutions | $5.47M |
| Deposits Held in Domestic Offices | $260.29M |
Key Performance Ratios
| Return on Assets (ROA) | 0.19% |
| Return on Equity (ROE) | 2.16% |
| Net Interest Margin | 4.32% |
| Efficiency Ratio | 76.96% |
| Tier 1 Risk-Based Capital Ratio | 11.47% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.547% |
| Earning Assets to total Assets | 93.34% |
Income and Expense
| Total Interest Income | $4.40M |
| Total Noninterest Income | $152.00k |
| Total Interest Expense | $1.41M |
| Total Noninterest Expense | $2.49M |
| Net Interest Income | $3.00M |
| Pre-tax Net Operating Income | $455.00k |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $26.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $981.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.76M |
| Total Liabilities and Capital | $315.10M |
Securities
| Securities | $92.60M |
| Available-for-sale debt securities | $92.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SJN Bank of Kansas?
$315.10M as of the latest filing.
How much are SJN Bank of Kansas's total deposits?
$260.29M in total deposits.
Where is SJN Bank of Kansas located?
Saint John, KS.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.19%.
How much are total loans and leases?
$200.01M (latest filing).
What is the total interest income (latest filing)?
$4.40M.