The Bank of San Jacinto County, Coldspring, Texas
Coldspring, TX
IDRSSD: 678052
Total Assets
$43.48M
Latest filing
Total Deposits
$36.83M
Latest filing
Net Interest Margin
5.17%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of San Jacinto County, Coldspring, Texas
100 Hwy 150
Coldspring, TX 77331
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/09/1963FDIC Certificate 12787
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Bank of San Jacinto County, Coldspring, Texas (Main) | 100 Hwy 150 | Coldspring, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/09/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77331 |
| State and County Number | 48407 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2006 |
| Date of Deposit Insurance | 11/09/1963 |
| Primary Insurance Agency | DIF |
| Website | www.banksjc.com |
| Data Updated | 01/30/2026 |
| CERT | 18942 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $43.48M |
| Total Deposits | $36.83M |
| Total Liabilities | $36.85M |
| Total Equity Capital | $6.63M |
| Net Income | $19.00k |
| Net Loans and Leases | $12.42M |
| Assets Per Employee ($Millions) | $3.34M |
| Bank Premises and Fixed Assets | $414.00k |
| Cash and Balances due from Depository Institutions | $15.17M |
| Deposits Held in Domestic Offices | $36.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.17% |
| Return on Equity (ROE) | 1.15% |
| Net Interest Margin | 5.17% |
| Efficiency Ratio | 96.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.251% |
| Earning Assets to total Assets | 94.3% |
Income and Expense
| Total Interest Income | $549.00k |
| Total Noninterest Income | $75.00k |
| Total Interest Expense | $18.00k |
| Total Noninterest Expense | $587.00k |
| Net Interest Income | $531.00k |
| Pre-tax Net Operating Income | $19.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.00k |
| Total Liabilities and Capital | $43.48M |
Securities
| Securities | $15.20M |
| Available-for-sale debt securities | $15.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of San Jacinto County, Coldspring, Texas?
$43.48M as of the latest filing.
How much are The Bank of San Jacinto County, Coldspring, Texas's total deposits?
$36.83M in total deposits.
Where is The Bank of San Jacinto County, Coldspring, Texas located?
Coldspring, TX.
What is the Net Interest Margin?
5.17%.
How many domestic offices does it operate?
1.
When was it established?
11/09/1963.
What is the Return on Assets (ROA)?
0.17%.
How much are total loans and leases?
$12.42M (latest filing).
What is the total interest income (latest filing)?
$549.00k.