Visbanking Logo

Commerce Bank Texas

Stockdale, TX
IDRSSD: 174367
Total Assets
$62.99M
Latest filing
Total Deposits
$53.97M
Latest filing
Net Interest Margin
2.83%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

First Federal Bank Littlefield, Texas
Littlefield, Texas
→
Assets: $63.24MΔ +0.2%
City National Bank
Corsicana, Texas
→
Assets: $61.93MΔ -1.8%
State National Bank
Groom, Texas
→
Assets: $60.60MΔ -3.9%
Citizens State Bank of Luling
Luling, Texas
→
Assets: $69.47MΔ +10.1%
Crowell State Bank
Crowell, Texas
→
Assets: $55.39MΔ -12.2%
Lovelady State Bank
Lovelady, Texas
→
Assets: $54.90MΔ -13.0%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/01/1932
Community BankYes
Ownership TypeNot Mutual
ZIP78160
State and County Number48493
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSan Antonio-New Braunfels, TX

Operational Info

Number of Employees8
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/31/1936
Primary Insurance AgencyDIF
Websitewww.commercebanktx.com
Data Updated11/14/2025
CERT15346
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$62.99M
Total Deposits$53.97M
Total Liabilities$54.62M
Total Equity Capital$8.36M
Net Income$-12,000
Net Loans and Leases$24.30M
Assets Per Employee ($Millions)$7.87M
Bank Premises and Fixed Assets$1.06M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$53.97M

Key Performance Ratios

Return on Assets (ROA)-0.08%
Return on Equity (ROE)-0.58%
Net Interest Margin2.83%
Efficiency Ratio102.14%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.279%
Earning Assets to total Assets90.66%

Income and Expense

Total Interest Income$607.00k
Total Noninterest Income$16.00k
Total Interest Expense$203.00k
Total Noninterest Expense$429.00k
Net Interest Income$404.00k
Pre-tax Net Operating Income$-9,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$625.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$650.00k
Total Liabilities and Capital$62.99M

Securities

Securities$26.42M
Available-for-sale debt securities$16.47M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$9.95M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Commerce Bank Texas?
$62.99M as of the latest filing.
How much are Commerce Bank Texas's total deposits?
$53.97M in total deposits.
Where is Commerce Bank Texas located?
Stockdale, TX.
What is the Net Interest Margin?
2.83%.
How many domestic offices does it operate?
2.
When was it established?
02/01/1932.
What is the Return on Assets (ROA)?
-0.08%.
How much are total loans and leases?
$24.30M (latest filing).
What is the total interest income (latest filing)?
$607.00k.