The First National Bank of Lipan
Lipan, TX
IDRSSD: 811457
Total Assets
$27.43M
Latest filing
Total Deposits
$24.74M
Latest filing
Net Interest Margin
4.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Lipan
101 E Lipan Dr
Lipan, TX 76462
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 2139
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Lipan (Main) | 101 E Lipan Dr | Lipan, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76462 |
| State and County Number | 48221 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Granbury, TX |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 3303 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $27.43M |
| Total Deposits | $24.74M |
| Total Liabilities | $24.76M |
| Total Equity Capital | $2.67M |
| Net Income | $60.00k |
| Net Loans and Leases | $7.77M |
| Assets Per Employee ($Millions) | $4.57M |
| Bank Premises and Fixed Assets | $98.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $24.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 9.1% |
| Net Interest Margin | 4.69% |
| Efficiency Ratio | 75.68% |
| Tier 1 Risk-Based Capital Ratio | 33.259% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.732% |
| Earning Assets to total Assets | 81.13% |
Income and Expense
| Total Interest Income | $275.00k |
| Total Noninterest Income | $24.00k |
| Total Interest Expense | $7.00k |
| Total Noninterest Expense | $221.00k |
| Net Interest Income | $268.00k |
| Pre-tax Net Operating Income | $71.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.53M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.00k |
| Total Liabilities and Capital | $27.43M |
Securities
| Securities | $5.01M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Lipan?
$27.43M as of the latest filing.
How much are The First National Bank of Lipan's total deposits?
$24.74M in total deposits.
Where is The First National Bank of Lipan located?
Lipan, TX.
What is the Net Interest Margin?
4.69%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$7.77M (latest filing).
What is the total interest income (latest filing)?
$275.00k.