Robert Lee State Bank
Robert Lee, TX
IDRSSD: 803265
Total Assets
$45.08M
Latest filing
Total Deposits
$39.38M
Latest filing
Net Interest Margin
3.60%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/23/1936 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76945 |
| State and County Number | 48081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/12/2017 |
| Date of Deposit Insurance | 12/10/1936 |
| Primary Insurance Agency | DIF |
| Website | www.robertleestatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 15442 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $45.08M |
| Total Deposits | $39.38M |
| Total Liabilities | $39.48M |
| Total Equity Capital | $5.59M |
| Net Income | $52.00k |
| Net Loans and Leases | $16.27M |
| Assets Per Employee ($Millions) | $3.76M |
| Bank Premises and Fixed Assets | $281.00k |
| Cash and Balances due from Depository Institutions | $3.93M |
| Deposits Held in Domestic Offices | $39.38M |
Key Performance Ratios
| Return on Assets (ROA) | 0.47% |
| Return on Equity (ROE) | 3.86% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 88.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.407% |
| Earning Assets to total Assets | 95.06% |
Income and Expense
| Total Interest Income | $454.00k |
| Total Noninterest Income | $52.00k |
| Total Interest Expense | $72.00k |
| Total Noninterest Expense | $382.00k |
| Net Interest Income | $382.00k |
| Pre-tax Net Operating Income | $52.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $341.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $108.00k |
| Total Liabilities and Capital | $45.08M |
Securities
| Securities | $23.28M |
| Available-for-sale debt securities | $23.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Robert Lee State Bank?
$45.08M as of the latest filing.
How much are Robert Lee State Bank's total deposits?
$39.38M in total deposits.
Where is Robert Lee State Bank located?
Robert Lee, TX.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
1.
When was it established?
10/23/1936.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$16.27M (latest filing).
What is the total interest income (latest filing)?
$454.00k.