State National Bank
Groom, TX
IDRSSD: 460556
Total Assets
$62.27M
Latest filing
Total Deposits
$54.93M
Latest filing
Net Interest Margin
4.27%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State National Bank
99 Broadway Ave
Groom, TX 79039
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1925FDIC Certificate 2088
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State National Bank (Main) | 99 Broadway Ave | Groom, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79039 |
| State and County Number | 48065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Amarillo, TX |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/24/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.snb.bank |
| Data Updated | 01/30/2026 |
| CERT | 3237 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $62.27M |
| Total Deposits | $54.93M |
| Total Liabilities | $55.11M |
| Total Equity Capital | $7.16M |
| Net Income | $-15,000 |
| Net Loans and Leases | $47.35M |
| Assets Per Employee ($Millions) | $5.19M |
| Bank Premises and Fixed Assets | $570.00k |
| Cash and Balances due from Depository Institutions | $4.03M |
| Deposits Held in Domestic Offices | $54.93M |
Key Performance Ratios
| Return on Assets (ROA) | -0.1% |
| Return on Equity (ROE) | -0.84% |
| Net Interest Margin | 4.27% |
| Efficiency Ratio | 100.45% |
| Tier 1 Risk-Based Capital Ratio | 13.639% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.499% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $1.05M |
| Total Noninterest Income | $43.00k |
| Total Interest Expense | $438.00k |
| Total Noninterest Expense | $663.00k |
| Net Interest Income | $617.00k |
| Pre-tax Net Operating Income | $-3,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $429.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $176.00k |
| Total Liabilities and Capital | $62.27M |
Securities
| Securities | $5.99M |
| Available-for-sale debt securities | $5.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $604.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State National Bank?
$62.27M as of the latest filing.
How much are State National Bank's total deposits?
$54.93M in total deposits.
Where is State National Bank located?
Groom, TX.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
1.
When was it established?
05/01/1925.
What is the Return on Assets (ROA)?
-0.1%.
How much are total loans and leases?
$47.35M (latest filing).
What is the total interest income (latest filing)?
$1.05M.