The First National Bank of Moody
Moody, TX
IDRSSD: 108269
Total Assets
$52.66M
Latest filing
Total Deposits
$40.92M
Latest filing
Net Interest Margin
4.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Moody
101 7th St
Moody, TX 76557
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1893FDIC Certificate 2171
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Moody (Main) | 101 7th St | Moody, TX |
| FIRST NATIONAL BANK TROY BRANCH | 1207 W Main St | Troy, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76557 |
| State and County Number | 48309 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Waco, TX |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FNBTX.BANK |
| Data Updated | 11/14/2025 |
| CERT | 3351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $52.66M |
| Total Deposits | $40.92M |
| Total Liabilities | $43.28M |
| Total Equity Capital | $9.39M |
| Net Income | $175.00k |
| Net Loans and Leases | $17.21M |
| Assets Per Employee ($Millions) | $4.79M |
| Bank Premises and Fixed Assets | $1.11M |
| Cash and Balances due from Depository Institutions | $13.37M |
| Deposits Held in Domestic Offices | $40.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 7.63% |
| Net Interest Margin | 4.08% |
| Efficiency Ratio | 69.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.824% |
| Earning Assets to total Assets | 84.57% |
Income and Expense
| Total Interest Income | $604.00k |
| Total Noninterest Income | $111.00k |
| Total Interest Expense | $140.00k |
| Total Noninterest Expense | $400.00k |
| Net Interest Income | $464.00k |
| Pre-tax Net Operating Income | $175.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.36M |
| Total Liabilities and Capital | $52.66M |
Securities
| Securities | $16.43M |
| Available-for-sale debt securities | $16.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Moody?
$52.66M as of the latest filing.
How much are The First National Bank of Moody's total deposits?
$40.92M in total deposits.
Where is The First National Bank of Moody located?
Moody, TX.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1893.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$17.21M (latest filing).
What is the total interest income (latest filing)?
$604.00k.