First State Bank
Junction, TX
IDRSSD: 603755
Total Assets
$58.52M
Latest filing
Total Deposits
$52.16M
Latest filing
Net Interest Margin
5.93%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Junction National Bank
Junction, Texas
→
Assets: $88.70MΔ +65.4%
The First National Bank of Moody
Moody, Texas
→
Assets: $54.20MΔ +1.1%
The First National Bank in Cooper
Cooper, Texas
→
Assets: $54.21MΔ +1.1%
Kress National Bank
Kress, Texas
→
Assets: $54.23MΔ +1.1%
Lovelady State Bank
Lovelady, Texas
→
Assets: $54.90MΔ +2.4%
Crowell State Bank
Crowell, Texas
→
Assets: $55.39MΔ +3.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/08/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76849 |
| State and County Number | 48267 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/08/1947 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbjunction.com |
| Data Updated | 11/14/2025 |
| CERT | 16643 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $58.52M |
| Total Deposits | $52.16M |
| Total Liabilities | $52.56M |
| Total Equity Capital | $5.96M |
| Net Income | $-47,000 |
| Net Loans and Leases | $20.92M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $541.00k |
| Cash and Balances due from Depository Institutions | $7.31M |
| Deposits Held in Domestic Offices | $52.16M |
Key Performance Ratios
| Return on Assets (ROA) | -0.34% |
| Return on Equity (ROE) | -3.26% |
| Net Interest Margin | 5.93% |
| Efficiency Ratio | 58.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.5% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.182% |
| Earning Assets to total Assets | 85.83% |
Income and Expense
| Total Interest Income | $779.00k |
| Total Noninterest Income | $75.00k |
| Total Interest Expense | $55.00k |
| Total Noninterest Expense | $468.00k |
| Net Interest Income | $724.00k |
| Pre-tax Net Operating Income | $261.00k |
| Provision for Credit Losses | $70.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $24.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $402.00k |
| Total Liabilities and Capital | $58.52M |
Securities
| Securities | $28.08M |
| Available-for-sale debt securities | $28.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$58.52M as of the latest filing.
How much are First State Bank's total deposits?
$52.16M in total deposits.
Where is First State Bank located?
Junction, TX.
What is the Net Interest Margin?
5.93%.
How many domestic offices does it operate?
1.
When was it established?
11/08/1947.
What is the Return on Assets (ROA)?
-0.34%.
How much are total loans and leases?
$20.92M (latest filing).
What is the total interest income (latest filing)?
$779.00k.