First State Bank
Junction, TX
IDRSSD: 603755
Total Assets
$61.14M
Latest filing
Total Deposits
$54.95M
Latest filing
Net Interest Margin
5.40%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
601 College St
Junction, TX 76849
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/08/1947FDIC Certificate 10781
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank (Main) | 601 College St | Junction, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Junction National Bank
Junction, Texas
→
Assets: $92.36MΔ +57.8%
Kress National Bank
Kress, Texas
→
Assets: $60.96MΔ +4.2%
State National Bank
Groom, Texas
→
Assets: $61.28MΔ +4.7%
Lovelady State Bank
Lovelady, Texas
→
Assets: $54.83MΔ -6.3%
City National Bank
Corsicana, Texas
→
Assets: $62.91MΔ +7.5%
Commerce Bank Texas
Stockdale, Texas
→
Assets: $62.99MΔ +7.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/08/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76849 |
| State and County Number | 48267 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/08/1947 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbjunction.com |
| Data Updated | 01/30/2026 |
| CERT | 16643 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $61.14M |
| Total Deposits | $54.95M |
| Total Liabilities | $55.23M |
| Total Equity Capital | $5.91M |
| Net Income | $278.00k |
| Net Loans and Leases | $20.26M |
| Assets Per Employee ($Millions) | $5.56M |
| Bank Premises and Fixed Assets | $532.00k |
| Cash and Balances due from Depository Institutions | $10.84M |
| Deposits Held in Domestic Offices | $54.95M |
Key Performance Ratios
| Return on Assets (ROA) | 1.86% |
| Return on Equity (ROE) | 18.74% |
| Net Interest Margin | 5.4% |
| Efficiency Ratio | 62.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.67% |
| Earning Assets to total Assets | 89.72% |
Income and Expense
| Total Interest Income | $842.00k |
| Total Noninterest Income | $78.00k |
| Total Interest Expense | $133.00k |
| Total Noninterest Expense | $489.00k |
| Net Interest Income | $709.00k |
| Pre-tax Net Operating Income | $278.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $495.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $280.00k |
| Total Liabilities and Capital | $61.14M |
Securities
| Securities | $27.34M |
| Available-for-sale debt securities | $27.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$61.14M as of the latest filing.
How much are First State Bank's total deposits?
$54.95M in total deposits.
Where is First State Bank located?
Junction, TX.
What is the Net Interest Margin?
5.40%.
How many domestic offices does it operate?
1.
When was it established?
11/08/1947.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$20.26M (latest filing).
What is the total interest income (latest filing)?
$842.00k.